1. Telephone consultation: Call the customer service of each bank to check whether the applicant's ID card is used for credit card through the customer service staff. This method is slow and requires every bank to call. It is not recommended.
2. Online inquiry: use the applicant's ID card and mobile phone to register users in official website, the personal credit information service platform of the Credit Information Center of the People's Bank of China; Submit the query application again, and you can see the query results the next day.
3. Local inquiry: Bring my ID card to the credit management center of the local people's bank to print my credit report, which will indicate how many cards the applicant has applied for. Is there any card overdraft? How much is the bank loan? It's all recorded