Who has the conditions to buy a house under the purchase restriction order?
For households registered in this city who already own 1 housing (including newly-built commercial housing and second-hand commercial housing), the purchase of 1 housing is restricted. For households with household registration in this city who already own two or more houses, the sale of housing in this city will be suspended.
Foreigners must provide 1 year tax payment certificate when buying a house. Can't provide valid temporary residence permit, can't provide proof of paying social insurance or personal income tax in this city 1 year or above, and suspend buying houses in this city.
Qualification examination of commercial housing purchase
When buying a new house, the purchaser shall truthfully provide the household registration and real estate information of family members, and the developer and intermediary agency shall report the relevant information of the purchaser to the housing management department for qualification examination. The housing management department will inquire about the property status of families buying houses in Han and give feedback within 48 hours. During the system inquiry, the developer and the agent sales brokerage agency can cancel the inquiry application of the purchaser. If it does not meet the requirements, the developer will download and print a notice to inform the purchaser that the house is not allowed to be sold; Only qualified people can sign contracts with developers. General developers will record the contract within 3 days after signing the contract.
Qualification examination of second-hand housing purchase
Since the qualification examination of commercial housing purchase is mostly conducted by developers, I won't say much, focusing on the qualification examination of second-hand housing purchase. The specific steps are as follows:
1, online pre-signing
Buyers need to read the relevant purchase restriction policies carefully. They can enter the contract text in the "Online Registration and Filing of Individual Second-hand Housing Contracts" column of the municipal real estate market information network to pre-sign the sales contract of the stock houses online, or they can pre-sign the contracts online in the window of the real estate management department.
2. Data verification
The purchaser holds the original required materials (as follows) to the window to accept the second-hand housing purchase qualification verification, and receives the acceptance receipt for the second-hand housing purchase qualification verification.
3, online query results
You can enter the verification receipt number, the name of the purchaser, and the ID number of the purchaser through the column of "Query on the Verification Results of the Second-hand House Purchase Qualification" of the market information network to query the verification results of the house purchase qualification.
After 48 hours of verification, take the receipt to the Housing Authority to receive the result notice, print and sign the paper contract that has been filed, and print the commitment letter at the same time.
Only those who meet the requirements can go to the Housing Authority to print and sign a paper contract for the record and complete the transaction procedures.
Information to be submitted for house purchase qualification inquiry
The buyer needs to submit the following materials (original inspection, copy).
1, identification documents such as ID cards or military officers' cards of the purchaser and family members.
2. Marriage certificate (marriage certificate/single certificate)
3. Household registration
4. The original and photocopy of the family housing declaration form.
5. Families who are not registered in this city should also submit personal income tax payment certificates or social insurance payment certificates accumulated in this city for more than 1 year in the first two years from the date of purchase.
6. Overseas individuals purchase houses according to the requirements stipulated by the state. Overseas individuals (excluding Hong Kong, Macao and Taiwan residents and overseas Chinese) should provide proof of working in China for more than 1 year issued by relevant departments in addition to their passports, Hong Kong, Macao and Taiwan identity cards or home visits; Certificates of Hong Kong, Macao and Taiwan residents and overseas Chinese working, studying and staying in China; There is no written commitment to own other houses in China in the name of overseas individuals.
Is there a charge?
Some developers and agents charge 50 yuan even more "inquiry fees" when selling houses. Wuhan Housing Authority made it clear that it is illegal for some developers to charge buyers "purchase qualification inquiry fee". These institutions are not allowed to collect qualification verification fees from buyers in any form. The bureau does not charge any inquiry fee for checking the qualifications of individuals to purchase houses.
If a bank wants to inquire about personal property due to loan needs, it shall follow the agreement between the bank and the Housing Authority.