The monthly interest rate of buying a car with a zero down payment loan is 0.53%, and the optional period is 24-60 months, and the monthly interest is charged. Whether it is a 24-installment, 36-installment or 60-installment loan, the interest is 0.53% per month. Similarly, the cost converted into three years is 19.08%:
1, loan interest. This is the fee charged for all car loans. However, it should be noted that because it is a zero down payment car loan, the loan interest may be higher than the general car loan;
2. Notarize the mortgage fee. For a zero down payment loan for a car, the car is always mortgaged to the lender before the loan is paid off. Therefore, in the car loan, it is necessary to go through the formalities of notarization and mortgage of the car, and these handling fees generally need to be issued by the applicant;
3. Credit investigation fee. When a lending institution handles a loan, the lender will investigate the information submitted by the applicant and collect about 1% of the loan amount;
4. Performance bond. The standard of this charge is generally 3%. However, different loan companies charge different fees.
2. What is the handling fee for the BMW 5 Series mortgage?
You can borrow about 70% from the full mortgage. The 525 luxury model can borrow more than 20 w, but it is better to ask about the time within 1 month after buying a car.
3. Is there a mortgage for buying a BMW X5? How much will it cost?
1, loan handling fee: generally 3% of the loan amount (for example, loan 1 10,000 is 3,000 handling fee) 2, interest rate: 5.88 for three years, 4.88 for two years, 1 year 3.883, and the car can be picked up with a down payment of more than 20%. In addition, how much depends on your monthly loan amount. BMW Finance also has a "Yue Loan Financial Plan", which is more suitable.
4. What is the handling fee for BMW 5 Series mortgage?
Car price: 449,600 yuan, purchase tax: 38,427 yuan, license fee: 2,000 yuan, insurance: 16824 yuan, mortgage fee: 3,000 yuan, three-year down payment: about 1958565438+365438 yuan left in 0 yuan-please take the answer and give it to.