Does the bank have the right to give personal information to a third party?

Recently, a bank leaked the running water information of the customer's personal bank card to the customer's work unit without the customer's permission, which caused widespread concern. The bank is suspected of leaking personal information. Is it illegal for banks to disclose the running water information of customers' bank cards? The following is Bian Xiao's answer to readers. I hope the following knowledge will help readers.

1. Is it illegal for banks to disclose the running information of users' bank cards?

It is illegal for a bank to disclose personal deposit information to a third party without permission, and it should bear corresponding legal responsibilities and compensate customers whose information has been leaked.

People's Republic of China (PRC) Commercial Bank Law

Twenty-ninth commercial banks should follow the principles of voluntary deposit, freedom of withdrawal, interest-bearing deposit and confidentiality for depositors when handling personal savings deposit business.

Commercial banks have the right to refuse any unit or individual to inquire, freeze or deduct personal savings deposits, except as otherwise provided by law.

Article 87 Any staff member of a commercial bank who divulges state secrets or business secrets he has learned during his tenure shall be given disciplinary sanctions. If a crime is constituted, criminal responsibility shall be investigated according to law.

Second, what is the filing standard for the crime of infringing citizens' personal information?

(1) Selling or providing information such as whereabouts and tracks for others to use in committing crimes;

(two) knowing or should know that others use citizens' personal information to commit crimes and sell or provide them;

(3) illegally obtaining, selling or providing more than 50 pieces of track information, communication content, credit information and property information;

(4) Illegally obtaining, selling or providing more than 500 pieces of citizens' personal information, such as accommodation information, communication records, health and physiological information and transaction information, which may affect personal and property safety;

(5) illegally obtaining, selling or providing more than 5,000 pieces of personal information of citizens other than items (3) and (4);

(six) the quantity does not meet the standards stipulated in items 3 to 5, but it reaches the relevant quantitative standards of the corresponding proportion;

(seven) the illegal income of more than five thousand yuan;

(8) Selling or providing citizens' personal information obtained in the course of performing their duties or providing services to others, with the quantity or amount reaching more than half of the standards specified in Items (3) to (7);

(9) Having been subjected to criminal punishment or administrative punishment within two years for illegally obtaining, selling or providing personal information of citizens due to infringement of their personal information;

(10) Other serious circumstances.

These are Bian Xiao's answers to relevant legal questions. It is illegal for a bank to disclose personal deposit information to a third party without permission. It is necessary to bear corresponding legal responsibilities and compensate customers who leak information. If you need legal help, readers can continue to consult and have the most professional lawyers to answer your questions.