There are only 15 online lending institutions left in the big clean-up. Is the debtor's spring here?

Regarding the reduction in the number of online lending institutions, this may indeed have an impact on some debtors. First of all, it needs to be clear that the clean-up of online lending institutions is to regulate market order, guard against financial risks and protect consumers' rights and interests. The 15 institutions left after the clean-up are likely to be strictly examined and meet the regulatory requirements, which means that the services they provide may be safer and more reliable to some extent.

1. For debtors, safety and compliance are the primary considerations in choosing online loan services. The remaining 15 institutions may be more secure in risk control and service quality.

2. However, the reduction of quantity may also lead to the reduction of market competition, thus affecting the price and diversity of services. The debtor may need to be more cautious when choosing, and compare the interest rates, service fees and repayment periods of different institutions.

In addition, for debtors, it is more important to cultivate good financial habits, rationally arrange loan and repayment plans, and avoid excessive debt.

4. Finally, the debtor should pay attention to the regulatory policies and market dynamics of online lending institutions, so as to know relevant information in time and make more appropriate decisions.

In short, the reduction in the number of online lending institutions is both an opportunity and a challenge for debtors. When choosing services, security, compliance, market competition and personal finance are all important factors to consider.