The CBRC expressly stipulates that interest will not be charged first.
Therefore, what he did was not protected by law. You can complain.
Legal basis: People's Republic of China (PRC) Commercial Bank Law.
Article 76 A commercial bank shall be ordered by the People's Bank of China to make corrections under any of the following circumstances: if there is illegal income, the illegal income shall be confiscated. If the illegal income is more than 500 thousand yuan, a fine of more than one time and less than five times shall be imposed.
If there is illegal income or the illegal income is less than 500,000 yuan, a fine of not less than 500,000 yuan but not more than 2 million yuan shall be imposed; If the circumstances are particularly serious or are not corrected within the time limit, the People's Bank of China may suggest that the banking regulatory institution of the State Council shall order it to suspend business for rectification or revoke its business license; If the case constitutes a crime, criminal responsibility shall be investigated according to law:
(1) Handling the settlement and sale of foreign exchange without approval;
(2) Issuing, buying or selling financial bonds in the inter-bank bond market or borrowing money from abroad without approval;
(3) Illegal interbank lending.
Article 77 If a commercial bank has any of the following circumstances, the People's Bank of China shall order it to make corrections and impose a fine of more than 200,000 yuan and less than 500,000 yuan; If the circumstances are particularly serious or are not corrected within the time limit, the People's Bank of China may suggest that the banking regulatory institution of the State Council shall order it to suspend business for rectification or revoke its business license; If the case constitutes a crime, criminal responsibility shall be investigated according to law:
(1) Refusing or obstructing the inspection and supervision of the People's Bank of China;
(2) Providing false financial and accounting reports, statements and statistical statements that conceal important facts;
(3) Failing to deposit the deposit reserve in accordance with the proportion stipulated by the People's Bank of China.