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There are many credit card loan platforms, and some banks also provide credit card loan services. For example, good loans from Bank of Communications, good cash loans and good commercial loans, as well as E loans from China Merchants Bank, financial intelligence from Guangfa Bank, Yi Dajin from Huaxia Bank and so on.
Credit cards can be used not only to overdraw consumption and buy goods, but also to apply for loans. There are many credit card loan platforms, and some banks also provide credit card loan services. For example, good loans from Bank of Communications, good cash loans and good commercial loans, as well as E loans from China Merchants Bank, financial intelligence from Guangfa Bank, Yi Dajin from Huaxia Bank and so on.
Among them, Easy Loan is an exclusive automatic installment business for eligible cardholders. After the cardholder completes the signing, when the eligible transactions exceed the set initial amount, the amount of easy loan will be used and automatically converted into easy loan installments according to the number of periods previously signed by the customer. Good cash loan is a cash consumption credit service specially provided for high-quality main cardholders. The successful loan amount will be transferred to the cash account of Bank of Communications' good cash loan business, and customers can go to the bill payment APP to withdraw cash. Good commercial loan is also an automatic installment business customized for eligible cardholders. After signing the contract, customers will spend money in designated industries (only car purchase is supported for the time being) or designated merchants (automobile/education/wedding/medical care, etc.). ), when the consumption amount reaches the set initial amount, the transaction will be automatically carried out in stages.
E loan invitation is a short-term cash credit business with daily interest provided by qualified credit card holders. After the customer successfully handles the transaction, China Merchants Bank transfers the money to the valid one-card account opened by the cardholder in the bank or other bank debit cards supported by the bank, and the funds obtained can be used for daily consumption. Caizhijin is a credit card service provided by Guangfa Bank for cardholders to repay by installments through overdraft transfer. After the customer's application is successful, Guangfa Bank will transfer it to its designated domestic savings account with the same name by overdraft transfer. E-Gold is a cash solution provided by Huaxia Bank for qualified customers by combining the functions of credit card withdrawal and installment payment. Customers can automatically use credit cards to pay in installments and borrow cash in advance. Within the credit line of Yidajin.
All the popular loan platforms with credit cards are here.
Paying by credit card can solve the daily life problems of cardholders, and many young people use credit cards for spending. If the credit card amount is not enough to meet consumer demand, you can also apply for a credit card loan with a higher amount. So, what are the credit card loans?
1, also
Repayment is a platform for credit card borrowing, with a maximum credit line of 50,000 yuan and the longest repayment period of 12. However, it should be noted that the amount applied by Bai Hua can only be used to repay the credit card, but not to lend money to the bank card for cash withdrawal.
2. Hengyi Loan
Hengyi Loan is also a platform for credit card loans. Up to 200,000 yuan, and can be repaid in 12 installments. The payment speed is very fast, and it is well-known in the credit card online lending platform. There are many applicants, and the card issuance rate is not bad.
3. Consumer Finance in Yin Bao
Yin Bao Consumer Finance has also launched a credit card repayment product, so there is also a platform where credit cards can borrow money. The maximum amount is 50,000 yuan, and the maximum amount can be divided into 12 periods. Like all credit card repayment platforms, the amount applied can only be used to repay credit cards, and cannot be withdrawn.
4. China Merchants Bank E invites loans
High-quality credit card customers of China Merchants Bank can be invited to open e-loans, which can be regarded as exclusive cash installment products of credit cards, with an exclusive quota of up to 300,000. After successful processing, the money will be transferred to the debit card and repaid every month, which can be divided into 24 months at the longest. But after use, it will be locked in a dark room, and cash installment and credit card withdrawal can no longer be handled.
These are all loans that can be borrowed by credit card. You can apply for them.
Which one is good for credit card loan? These five platforms are not bad!
In the era when credit cards have become very popular, most young people have basically applied for credit cards. Many online lending platforms have also seen business opportunities and obtained credit card loans. So, which one is good for credit card loans? Today, I will introduce you to five fairly good credit card loan platforms.
I. CITIC Express
New Express is now a credit card installment loan of CITIC Bank, with a maximum loan amount of 300,000. It doesn't need any mortgage, and the review speed is faster. Credit card holders with good credit will have a high credit card approval amount and be easily approved.
Second, Xingye Sui Xin Loan
Industrial Bank credit card short-term cash loan products do not need any mortgage, and the review is faster. It is relatively easy to apply for a free loan, especially for credit card holders with good credit, and they can repay it more freely, either monthly or in advance.
Third, Jingdong Finance
JD.COM Gold Bar is a pure credit loan product under Jingdong Finance, which allows you to withdraw cash directly. In fact, JD.COM Gold Bar is an upgraded version of JD.COM White Bar, which gives everyone more money to spend.
The loan amount is relatively large, up to 200,000. Everyone can borrow money by binding their own bank cards and credit cards. The better the credit, the greater the credit limit.
Fourth, Bank of Communications Angel Loan.
Bank of Communications is a consumer loan product for young people aged 24-35. The maximum loan amount is 300,000 yuan, but most eligible applicants can only apply for about 30,000 yuan. The monthly rate of angel loan is to support consumer loans in six installments, 12 and 24 installments.
This is the answer.
What are the apps that want to ask about credit card loans?
At present, there are many loan platforms on the market with different thresholds. If you have a credit card, it is recommended to choose an APP for credit card borrowing, and the down payment ratio is relatively high.
There are several apps for credit card borrowing:
1, money station: real-name authentication and credit card bills need to be imported, and it is best to have a record of continuous card use within half a year, and the next payment amount will be higher;
2. Personalized loan: 5 1 credit card loan, with low application threshold. 18 years old can get a credit card with a maximum amount of 65438+ 10,000;
3. Dangdang Loan: Jiufu's credit card loan platform, with a maximum loan of 65,438+10,000 yuan and a relatively long term;
4. Good card loan: You can apply if you have a credit card. The amount is between 3000-30000 yuan, and it will arrive in 2 hours at the earliest, which is more reliable.