Then dad will introduce this cost-effective critical illness insurance in detail:
I. Product introduction Insurance age: 0-55 years old
Guarantee period: to 70 years old/for life.
Maximum payment period: 30 years
Waiting period: 90 days
What I want to tell you here is that the maximum coverage period of Super Mary Critical Illness Insurance No.2 is unlimited until the age of 70.
This is very friendly for many people who want to have a limited budget or increase insurance.
Because there are a lot of critical illness insurance in the market now, if you choose to protect yourself until you are 70 years old, you will be forced to attach death protection or you can only pay for 20 years, and there are various restrictions.
Let's take a look at the guarantee content:
1, critical illness protection:
1 10 All kinds of serious diseases will be paid in one lump sum, and 60% of the insured amount will be paid in addition to the forehead at the age of 60.
If people who often read dad's articles know that it is better to increase the insured amount than to pay for serious illness, this really needs super Mary max2.0 to praise it.
2, mild/moderate disease protection:
Twenty-five kinds of China's diseases are not paid in groups twice, and 60% of the insured amount is paid each time, without interval. 50 kinds of mild diseases are not paid in groups for 3 times, each time paying 45% of the insured amount, and the cancer in situ is paid extra 1 time.
You may have no idea about cancer in situ, which is actually a very early malignant tumor or malignant lesion. The extra payment for cancer in situ increases its protection against cancer.
Let's take a look at the compensation of Xintai Super Mary 2.0MAX for the high incidence of mild illness:
For the high incidence of mild and moderate diseases, the coverage is still relatively comprehensive.
The above is the mandatory guarantee of Super Mario 2.0max. Let's take a look at the optional guarantee of Super Mario 2.0max. Another major upgrade of Xintai Super Mario 2.0max is the optional guarantee.
3, death protection can be attached:
/kloc-pay the premium before the age of 0/8,/kloc-pay the basic insurance amount after the age of 0/8;
There is nothing to say about this death guarantee. Please add it if necessary.
4, malignant tumor secondary compensation can be attached:
The first serious illness was diagnosed as cancer, and the second payment interval was 3 years, and the payment was 120% of the insured amount;
The first serious illness was diagnosed as non-cancer, and the second payment interval was 180 days, and 120% of the insured amount was paid.
Malignant tumor is characterized by recurrence, so this guarantee is still very practical.
5, the specific cardiovascular and cerebrovascular secondary compensation can be attached:
Specific cardiovascular and cerebrovascular diseases include: acute myocardial infarction, coronary artery bypass grafting, sequelae of stroke, etc. The interval of the second payment is 1 year, and the payment is 120% of the insured amount.
Among them, the sequelae of stroke are rarely protected by critical illness insurance. If you pay more attention to cardiovascular and cerebrovascular diseases, you can attach them to make the protection more urgent and sufficient.
As you can see, the upgraded Super Mario max2.0 is actually not a big upgrade, but all the upgrades are very practical and can be upgraded at the forefront.
If you want to know how this product compares with other products, you can look here: Who is the Super Mary Ultimate Insurance for? What's the difference between super Mary 2 max and super Mary 2max? "
Dad concluded: If you pay more attention to the protection of specific diseases, such as cancer and cardiovascular diseases, you can choose Super Mary max2.0. If the budget is limited, you can choose to keep it until you are 70 years old, without any restrictions.
Friends who have questions about the above information or have other questions can come to consult Dad to solve more insurance problems for you.