There are the following types;
1. Business Management Department of Xi Branch of China People's Bank (No.6 Liangjia Archway, Xi City)
2. Business Management Department of Xi 'an Sub-branch of China People's Bank (Chengye Road 1 Chengmen Government Affairs Hall, Xi City)
3. China People's Bank zhouzhi county Branch (No.25, Nongshang Street, zhouzhi county, Xi)
4. Lantian County Sub-branch of China People's Bank (No.47, Xianmen Street, Lantian County, Xi)
5. Huxian Sub-branch of China People's Bank (Citizen's Home in the East Section of Yi District Road, Anshi)
6. Huxian Sub-branch of China People's Bank (middle section of Renmin Road, Yi District, Xi City)
7. Chang 'an Sub-branch of China People's Bank (No.20 Qingnian South Street, Chang 'an District, Xi City)
8. Lintong Sub-branch of China People's Bank (No.47, Shuyuan East Road, Lintong District, Xi)
9. China People's Bank Gaoling Sub-branch (No.204 Dongfanghong West Road, Gaoling District, Xi)
1, Credit Information is a Chinese character, and its pinyin is zhēng xìn, which means to collect, sort out, preserve and process the credit information of natural persons, legal persons and other organizations according to law, and provide services such as credit report, credit evaluation and credit information consultation to help customers judge and control credit risks and carry out credit management activities. From the words of a gentleman in Zuo Gong's Eight Years, resentment is far away from the body. Among them, "trust and a sign" means that its words can be proved to be true, or credit information can be collected and verified.
2. Credit investigation is an activity in which a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records the credit information of individuals or enterprises according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit reporting agencies to enjoy credit reporting. 20 19 may, the new version of personal credit information will be officially launched, and the length and refinement of credit information will be further improved.
3. Credit information records personal past credit behavior, which will affect personal future economic activities. These behaviors are reflected in personal credit reports, which are commonly called "credit records". Until 20 12, there are no laws and regulations in China's current legal system to provide a direct basis for credit information business activities. On June 5438+ 10, 2009, the Legislative Affairs Office of the State Council issued the full text of the Credit Management Regulations (Draft for Comment) to solicit opinions from all sectors of society.
Where can I make a credit report in Xi 'an?
Xi 'an Credit Report can be printed in more than 40 business halls of China People's Bank, Agricultural Bank, Industrial and Commercial Bank, China Construction Bank, Huaxia Bank and China Merchants Bank. Individuals can bring their ID cards to the counter to handle the printing industry.
1. Personal credit investigation refers to the activities of a legally established personal credit investigation agency to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.
Second, the credit report
At present, it is mainly used in various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.
Third, the influencing factors
The main factors that may affect the personal credit risk score are: repayment in loans overdue, failure to repay according to the agreed time limit and repayment amount after credit card overdraft, or too many loan accounts and credit cards.
Four, credit institutions or information providers after receiving the objection, it shall, in accordance with the provisions of the supervision and administration department of the State Council credit industry, raise objections to the relevant information, check and deal with it within 20 days from the date of receiving the objection, and give a written reply to the objector.
Five, after verification, it is confirmed that the relevant information is indeed wrong or omitted, and the information provider and the credit reporting agency shall correct it; If it is confirmed that there is no mistake or omission, the objection mark shall be cancelled; If it cannot be confirmed after verification, the verification and objection shall be recorded.
Development of intransitive verbs
At present, the personal credit investigation business has further expanded to foreign banks and non-banks and entered a new stage of development in cooperation with institutions such as pawn, guarantee and leasing. Enterprise credit information system collects all kinds of business credit information of enterprises, including enterprise registration information, annual inspection grade, product compliance information, tax grade information, performance evaluation letter of state-owned assets, etc.
Where can I print Xi 'an credit report?
Xi 'an Print Credit Report can be printed at Xi Credit Information Center of China People's Bank. Many friends handed it in for printing when they joined the company and found it bad.
What is the printing location and business hours of Xi 'an Credit Information Report?
The business hours for printing Xi 'an Credit Report are from Monday to Friday, from 9: 00 am to 1 1: 30 pm to 14: 00 pm and closed on holidays. Please consult the bank for specific working hours. As long as it is a bank that can query the credit report, the location can be printed. Including the business management department of Xi 'an Sub-branch of the People's Bank of China (High-tech Zone+Lianhu District) and zhouzhi county Sub-branch of the People's Bank of China; Chang 'an Sub-branch of China People's Bank, etc.
The Credit Information Center currently authorizes online banking and mobile banking apps of national commercial banks, China UnionPay, China UnionPay Express, and self-service counters of commercial banks.
The computer provides credit report inquiry service. Note that the inquiry channel without the authorization of the credit center is illegal and there is a risk of information leakage.
Clear provisions of credit report
The new version of the credit report of the central bank's personal credit information system has been put into operation, and the "validity period" of overdue records is officially set at five years. The new credit report sets the starting point of overdue information as June 5438+ 10, 2009, and the previous bad repayment record has been deleted. Because the relevant departments have not clearly defined the restrictions on negative records.
In the old version of the central bank's personal credit report, overdue records will be displayed no matter how many years ago. The new credit report only shows the overdue records of consumers in the last five years. The new version of the report has changed the presentation mode based on tables and used more words to describe it. At a glance, the public will know which cards are overdue and which repayments are normal. The new report also leaves a display area for information such as asset disposal and guarantor compensation.
Reference to the above content: Baidu Encyclopedia-Credit Report
Shaanxi Provincial Development and Reform Commission -Xi government affairs service hall can print personal credit report.