If you want to find and download the electronic contract of student-origin credit loan, you can follow the following steps:
Step 1: Search "China Development Bank Student Loan Information Network" on the computer browser, and click Enter;
Step 2: Check the loan type as "Student-origin Student Loan" in the "Login to Student Online Service System" window, enter the ID number, login password and verification code, and click "Login";
Step 3: Click "My Loan" to view the loan contract;
Step 4: Click "Export Electronic Contract", and then click "Download" in the pop-up "New Download Task Window".
Operating environment: browser computer: macbookpromos 14 open google version 92.0.4515.131.
1. Where can I see the electronic loan contract?
When applying for a loan, you need to view the agreement or contract on the loan confirmation page before submitting, and you can click View directly. As long as the electronic contract conforms to the contract law and the lending institution itself is formal, it has the same legal effect as the written contract.
When you apply for a loan, don't forget to check the details of the contract, such as loan interest, repayment method, consequences of default, early repayment, etc. What you care about most. You must check carefully. If you find any mistakes or anomalies, you refuse to sign the contract. Otherwise, once the contract is successful, you need to abide by the treaty under the legal premise, or you will bear legal responsibility.
Second, the loan contract matters needing attention
1. Check the contract carefully. If you don't understand, you should consult the customer service in time, or you can ask the bank to explain it in the supplementary terms.
2. Even the electronic version of the contract can be found in the personal center after the loan is established, so it is best to take screenshots before the loan to avoid the electronic version being tampered with after the loan.
In a word, the loan contract is very important to the borrower, which is often overlooked by many people. Everyone must read the contract before submitting the loan.
3. When can the student-origin loan be issued to the students?
Generally speaking, the student-origin student loan will not be paid to the borrower's account until the middle and late period of 1 1. It should be noted that the student-origin student loan is generally applied in June-September, and then reviewed in June and April, 438+ 10, and will be approved only after it is approved.
Of course, you can rest assured that you don't have to pay tuition in advance when you start school. Just give the barcode to the school, and the school will naturally enter the information. After the money is transferred to the student account, the system will deduct it from the school tuition account immediately.
How does Sichuan Rural Credit Cooperative Mobile Bank print the student loan contract?
After the loan is approved, students can use vivoX20 mobile phone to open Shuxin APP of Sichuan Rural Credit Cooperative 3.0.34 and sign an electronic loan contract online. After signing, click the loan contract button below and select Download. After downloading, they can print.
The general process of student credit loan business is as follows:
Borrowing students in the county (district) funding center to receive (or download and print) the National Development Bank student credit student loan application form (hereinafter referred to as the "application form") 2 copies, fill in personal information, to the village committee (neighborhood committee) audit and stamped with the official seal.
Borrowing students and their * * * co-borrower to the county (including name, major, grade, school performance, other student loans, tuition and accommodation fees, etc. ) and a copy of the application form, legal and valid identity documents (household registration book or identity card, etc.) and the original and copy. ), the admission notice of the university with the student ID card, and the original 1 certificate issued by the university.
The county (district) student aid center organizes the borrowing students and their * * * to sign a student loan contract with the borrower, and provides the borrowing students with the receipt of the contract, which is used to prove that the borrowing students have obtained the qualification of the national student loan of the student origin of the China Development Bank when reporting to the university, and fill in the tuition fees, accommodation fees, university account information and contact information of the borrowing students at the university, and confirm that the students have entered the university after affixing the official seal. After the contract is signed, the county (district) financial aid center reminds students to open an account in China Agricultural Bank in time. This contract shall come into effect after it is approved by China Development Bank and formally issued a loan review confirmation letter to the Autonomous Region Fund Office.
After the county (district) financial aid center summarizes the loan information of the county (district) students, it will submit the "XX County (district) students' national student loan application summary table" (electronic version) to the autonomous region financial aid office and the Agricultural Bank of China respectively.
According to the application of students, banks open personal accounts for borrowing students.
Autonomous region funding office received the county (district) funding center "XXX county (district) student source country student loan application summary table", the county (district) summary table and the province intends to apply for student source credit student loan total loan submitted to the National Development Bank XX branch. China Development Bank implements relevant funding arrangements.
Borrowing students declare to colleges and universities with the credit loan contract (including receipt) from their students' origin, and colleges and universities fill in the receipt. Confirm the borrower's registration and fill in the required amount according to the tuition and accommodation fees of our school. If the total amount of tuition and accommodation fees exceeds the loan amount, it shall be filled out according to the loan amount, and the insufficient part shall be made up by the borrowing students.
Borrowing students will send the receipt of the national student loan (in duplicate) back to the county (district) funding center.
Where can I find the electronic version of the student loan contract
If you have paid in advance, this voucher will be printed at the Student Financial Assistance Center. Usually the second month after repayment.
You can print it yourself. Log in to the student loan system of China Development Bank, and log in to your own account, from which you can export the electronic contract and print it at the print shop.
There is no need to worry about the loss of the loan contract. Any contract is signed in multiple copies, with one record in the education department and one record in the loan bank. Even if you lose this loan, it will not affect the normal loan issuance and repayment.
Usually, student loan contracts can be printed at the counters of loan banks and education bureaus. Borrowers can bring their valid identity documents to the local bank counter, and the staff will inquire about the loan contract according to their identity information and print it out. If you have no time or inconvenience, you can take your ID card to the local bank to print the contract. Borrowers can bring their identity documents and loan certificates to the local education bureau, so that the staff can inquire about the loan contract according to their identity information and print it out. If you have paid in advance, this voucher will be printed at the Student Financial Assistance Center. Usually the second month after repayment.
The loan contract is drawn up by the student loan system of China Development Bank. Just export the application form (initial loan) and print the loan contract directly, and then go to the local education bureau or the designated place to handle it. The contract is already available, just print it out.
First, the online query loan contract content method
First, enter the student loan information network of China Development Bank, select "student online service system (student origin)", log in with ID card information, and remember that the account number can also be used to log in.
Click "Loan Application" on the left side of the home page to see the loan information list, and click the list under the application year to see the basic information of the loan, including account information.
Finally, click "Loan and Repayment Inquiry" on the left side of the homepage to see the contract number, repayment account number, repayment amount and amount.
Second, the student loan policy system
1, college students with financial difficulties
Students with financial difficulties in their families refer to students who can't pay the basic study and living expenses during their studies at school with the funds raised by themselves and their families. By the school in accordance with the standards and procedures prescribed by the relevant departments, determined through democratic appraisal. When students apply for the identification of family financial difficulties, they need to submit the "Questionnaire on Students and Families in Colleges and Universities" stamped by the civil affairs department of the township, town or street where their families are located (see attached table) to prove the family economic situation.
2, the scope of implementation of university funding policy.
All full-time undergraduate students (including higher vocational colleges and second bachelor's degrees) in public colleges, higher vocational schools and junior colleges who meet the requirements stipulated by the state enjoy the state funding policy. Private colleges (including independent colleges) run schools in accordance with the relevant provisions of the state, and fully withdraw 4-6% of their business income to subsidize students with financial difficulties from families. Their full-time undergraduates (including higher vocational colleges and second bachelor's degrees) who meet the requirements stipulated by the state can also enjoy the state funding policy. The specific measures shall be formulated by the provinces (autonomous regions and municipalities directly under the Central Government) in accordance with the relevant provisions of the state.
Where can I find the electronic version of the student loan contract of Jiangxi Rural Credit Cooperatives?
Taking Apple 12 and ios 14 as examples, the electronic version of the student loan contract of Jiangxi Rural Credit Cooperative should first open the student loan official website, click the student online system of student loan, then enter the ID number and password of the student loan lender, log in and click My Loan to see the loan contract, and you can also click Export Electronic Contract. After that, it is recommended to save it or print it out, so as not to need to find it again next time.
1. What is a student loan?
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. There are four main forms of student loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
2. Student loan application process
Apply for a loan first. Eligible students log on to the "Student Online Service System", find the "Loan Application Form", click "Add", fill in the information, and then export and print the "National Development Bank Student Loan Application Form". Then conduct qualification examination. If it is the first time to apply for a loan, you need to hold the application form to any unit of high school, village (neighborhood) Committee and township (street) civil affairs department for qualification review and build official seal. If it is a loan renewal, there is no need to review it. You can go directly to the county-level funding center for loan renewal procedures. A loan contract will be signed later. After the seal, the student and * * * together with the borrower go through the loan formalities at the county-level rescue center.
Student loan is a kind of loan issued by the state to help poor students go to school. This kind of loan can be borrowed with confidence. After all, it is guaranteed by the state.
Does the Postal Savings Bank have a loan contract for student loans?
The student loan of the Postal Savings Bank has a loan contract.
● China Postal Savings Bank Student Loan
● One-stop meeting all funding needs during school.
● Loan characteristics:
● Those who apply for the student credit loan of the Postal Savings Bank shall enjoy the following established policies:
● Financial discount
● During school, the state subsidizes interest, and students do not need to pay interest.
● Flexible repayment
● Within 5 years after graduation, you can only pay interest instead of principal, or you can repay in advance at any time without penalty interest.
● Student loan contract template 1
● Liaoning Rural Credit Cooperative National Student Loan Contract Liaoning Rural Credit Cooperative Student Loan () 1No. Borrower (Party A): (parents or legal guardians of students) Lender (Party B): (handling rural credit cooperatives) Guarantor (Party C): 1, 2, 3, 4, 5, 6. In order to safeguard the interests of all parties, clarify responsibilities and abide by credit, according to relevant state regulations.
● Article 1 Loan amount
● The loan amount is RMB (in words) only and RMB (in figures) only.
● Article 2 Purpose of loan
● The loan under this contract is only used for the basic expenses required by students to complete their studies during their school days, mainly including tuition and accommodation fees.
● Article 3 Term of the loan
● From Year Month Day to Year Month Day. If there is any change, the loan certificate shall prevail. The loan certificate is an integral part of this contract and has the same legal effect as this contract. See the following table for the loan and repayment plan:
● Article 4 Loan interest rate and interest
● The loan under this contract shall be subject to the benchmark interest rate of loans of the same grade in the same period stipulated by the People's Bank of China, with an annual interest rate of%. During the loan period, if the national benchmark interest rate is adjusted, it will be implemented according to the adjusted benchmark interest rate of loans with the same term and grade 1 from next year.
● During students' study in school, all loan interest under this contract shall be borne by the finance at the same level. If the financial discount funds cannot be paid in full and on time, the loan interest shall be paid by Party A. Party A shall pay the loan interest and penalty interest in full from 1 day after the students graduate, and the students shall be jointly and severally liable for the repayment of the loan principal and interest under this contract.
Article 5 Loan issuance and payment transfer
● The loan money under this contract shall be paid within 15 working days from the date when Party B signs this loan contract, and the money shall be transferred to the account designated by Party A. Account name: designated by Party A, account number:, bank:.
● Party B shall be responsible for distributing the loan funds under this contract by stages according to the academic year. When students use money again in the new school year, Party A will directly go to Party B with his ID card and personal seal to fill in the loan voucher, go through the loan formalities, and sign the Power of Attorney for National Student Loan Transfer of Liaoning Rural Credit Cooperatives, and Party B will make the transfer according to relevant regulations. However, Party A shall not apply for the use of the national student loan in the place of origin in advance in the next academic year.
● After receiving the money remitted by Party B, colleges and universities should set up separate account books for tuition and accommodation according to the purpose of borrowing, which will be used by colleges and universities according to the purposes agreed in the contract.
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The school has subsidies and needs a loan contract. It is said that it can be printed online. I don't know how to print it
Print the voucher at the bank that gave you the student loan. The following are the precautions for printing:
1. Online banking printing: log in to online banking, click Transfer and Remittance, select the transfer record, find the record to be printed, and click the receipt to print;
2. Counter printing: You can also use your ID card and bank card to print online banking at the bank counter. The unqualified receipt must be reissued by the financial aid office, and then the parents of the students will collect it from the local financial aid office and mail it to the students and schools for confirmation and reply.
3. Unqualified acceptance will directly delay the review and issuance of loans for about three months, which will seriously affect the issuance of loans. Therefore, colleges and universities must carefully check the relevant information and don't fill it in hastily (the reply time limit is 20 working days from the date when students report to the school), so as to avoid unnecessary round trips and delay time. In principle, students are not allowed to fill in their own receipts.
The receipt of the loan contract of the student-origin credit student loan is an important legal document of the student-origin credit student loan contract, and there must be no irregularities in the filling, otherwise the county-level financial aid office and the China Development Bank will not approve it. The unqualified receipt must be reissued by the financial aid office, and then the parents of the students will collect it from the local financial aid office and mail it to the students and schools for confirmation and reply.
The unqualified receipt will directly delay the loan review and issuance for about three months, which will seriously affect the loan issuance. From 20 1 1, all the national student loans in the country of origin of China Development Bank are returned by online electronic receipt. Then, the Student Source Financial Assistance Center will issue an acceptance certificate with a check code receipt.
After the start of school, you need to find the student office or the office of the class teacher, and then according to the unified deployment of the school, enter the electronic receipt in the special system on the Internet according to your own receipt and receipt. In particular, the department name, student number and major must be accurate.
The introduction of the student loan contract form ends here.