In recent years, financial technology has become a new way for financial services to the real economy, creating new opportunities for promoting the development of inclusive finance. At the same time, financial technology has become a new weapon to prevent and resolve financial risks. In the FinTech development plan (20 19-202 1) issued by the central bank, Fintech is regarded as an accelerator to promote the development of inclusive finance and the real economy. In this context, the core advantages of Ruizhi Hechuang (Beijing) Technology Co., Ltd. (hereinafter referred to as "Ruizhi Technology") will be more prominent.
As a leading financial technology enterprise in China, Wise Technology focuses on technology empowerment, featuring _ getting involved in credit business or data exchange _, integrates the needs, functions and resources of the upstream and downstream of the industrial chain by means of big data, cloud computing and artificial intelligence, breaks the asymmetry of financial information by providing core information, and builds an intelligent financial hub connecting the financial needs of hundreds of millions of consumers with the credit supply of thousands of financial institutions.
The big data insight series products provided by Ruizhi Technology for financial institutions can effectively cover all kinds of school-age consumers in China with very high accuracy. Big data insight series products include big data scoring, anti-fraud index, customer portrait, early warning level and other products, and the application effect in credit risk management is at a high level in China. The big data insight series products have six core advantages:
First, it covers a wide range of people: the effective rating rate for consumers is very high, which can fill the gap that young customers and sinking customers have no credit information, short credit information and poor credit information, and provide them with effective risk assessment;
Second, ultra-precise insight and high safety compliance: the accuracy of big data scoring and portrait products has been fully tested by many well-known financial institutions, with excellent results and outstanding reputation;
Third, there are many domestic customers: they are used by many large state-owned banks, national joint-stock banks, regional banks, consumer finance companies and insurance companies. Used for loan approval, anti-fraud and post-loan management;
Fourth, open up data islands: dig deep into many high-value data sources and gain a comprehensive insight into customer risks;
5. Simplify the approval process: simplify the operation and strategy process through effective cloud connection and secure data encryption technology, and realize real-time decision-making and second-level approval;
Empowering inclusive finance with intransitive verbs: Let high-quality people who have no credit information, short credit information or credit information books get universal and fair credit services.