On 20 17, Xiao Li's parents found Xiao Li, a fellow villager, hoping that Xiao Li, as a real estate agent, could recommend some reliable second-hand houses, but they never did. After that, Xiao Li's family decided to buy a new house. Just when they were always unable to shake their favorite property, Xiao Li suddenly appeared and said that she knew "people with connections" and took things down.
So Xiao Li's family pinned their hopes of buying a house on Xiao Li. But they never imagined that all this was a complete scam from the beginning. The so-called "related person" doesn't exist at all, and Xiaoli lied.
Lying often requires making up countless lies to make it round. Xiaoli is going further and further on the road of illegal crime.
She received a deposit of 500,000 yuan according to the opening deposit price of the surrounding real estate, and then collected 65,438+10,000 yuan to make up the "down payment", issued a receipt in the name of the company, and then asked for "parking space" fees and other miscellaneous fees. Finally, she signed a forged purchase contract with Xiao Li.
Although housing does not exist, Xiaoli has shown great professionalism in "collecting money". For this nonexistent suite,1/building kloc-0/03/room kloc-0/00, the Xiao Li family has been paying1130,000 yuan.
There is no perfect lie in the world, and Xiaoli's fraud was soon discovered. She paid back more than 600 thousand, and she can't pay back any more. So Xiaoli was sued for fraud.
During the trial, the judge asked where the rest of the money went. "Eat, dress and buy cosmetics" is Xiaoli's answer.
Xiaoli's scam is so clumsy that she can't conjure up a house out of thin air. Xiao Li's family will discover her scam sooner or later.
Moreover, Lao Li and Xiao Li are fellow villagers and know each other very well. It is easy for the victim to come to the door and find Xiaoli's parents. Although it is wrong to falsify in any case, it is still difficult to understand such a technique and such an object.
Xiaoli must know it herself, so she ate, drank, and squandered nearly half of the money she cheated.
This inexplicable behavior of Xiaoli is not uncommon.
Lu of Nantong is a carpenter. Because I have been addicted to KTV and other high-consumption places all the year round, I am heavily in debt and borrowed usury. Debt accumulated layer by layer, and finally accumulated to more than 200 thousand yuan.
At this time, no one is willing to lend him money anymore. Faced with the huge interest that needs to be repaid every month, at the suggestion of a friend, Lu came up with a good idea, that is, to buy a car through a loan and then sell it to realize the loan, so as to alleviate the bad financial situation.
So Lumou filled in the loan application form with false information and borrowed139,000 yuan from Volkswagen Finance Co., Ltd., and sold the vehicle purchased by the loan, Lumou took cash180,000 yuan.
He could have used the money to pay off some debts, but he squandered all his money and didn't repay any loans. His foolish behavior sent him to prison.
Lu and Xiaoli would rather go to jail than spend money, which is actually in line with the consumption concept of many people in society.
According to the joint statistics of many institutions in 2020, the post-90s group debt ratio is as high as 1.850%, which means that the post-90s average debt 1.8 times their monthly salary, and the per capita debt1.2000 yuan, which is catching up with the post-00s. Young people are getting poorer and poorer.
In stark contrast to the poor economic level, it is excessive consumption desire, and many people are even willing to borrow money to support a glamorous living standard.
But this fact is invisible on the surface, because they live a glamorous life with borrowed money. Xiaoli is more extreme than them, relying on fraud to maintain consumption.
Excessive desire is not a good thing. If you exceed your ability, you will go astray. People should learn a lesson and be alert to the trap of consumerism.