Online lending, also known as p2p online lending. P2p is the abbreviation of English peertopeer, which means "person to person". Peer-to-peer lending refers to the direct lending between individuals through the Internet platform. There are many online lending platforms, large and small. In the past year, there were also many informal platforms running, which made people have some concerns when investing. 20 18 which online lending platforms are more reliable? What are the most reliable online lending platforms? Let's get to know each other.
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The best online lending platform
According to my experience, 20 18 10 has the following ten most reliable online lending platforms!
1, pleasant loan. Pleasant loan is a leading financial technology platform in China, which was launched by CreditEase on 20 12. Pleasant loan provides efficient, convenient and personalized credit loan consulting services for high-quality urban white-collar workers in China through technology-driven financial innovation; Provide safe and professional online wealth management services for wealthy people through "Happy Wealth".
2.lufax。 Lufax, whose full name is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., is the world's leading Internet wealth management platform and a member of Ping An Group. It was incorporated in Shanghai on September 20 1 1 with a registered capital of 837 million yuan, located in Lujiazui, Shanghai, an international financial center.
3, everyone's loan. Renren Credit Business Consultant (Beijing) Co., Ltd. (hereinafter referred to as "Renren Credit"), established on 20 10, is a professional information intermediary service platform for P2P lending under Renren Credit. As one of the earliest peer-to-peer lending information intermediary service platforms in China, Renren Lending Platform is committed to providing professional online credit and loan matching services for high-growth people.
4. Micro-loan network. The micro-loan network was launched on July 8, 20 1 1. As the pioneer of "internet plus auto finance" in China, micro-loan network has created a standardized development model of vertical auto loan market, providing one-stop financial services for small and medium-sized enterprises and individual users.
5. pat on the loan. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd.". Headquartered in Shanghai, an international financial center, it is a network information lending platform.
6. Point to the network. Point melting. Com (now officially renamed Dianrong) is an Internet lending information service intermediary company, providing innovative financial technology solutions for the China market, focusing on Internet lending information intermediary services. 20 12 was founded by Soul Htite, co-founder and former technical president of Lending Club, and Guo Yuhang, a Shanghai lawyer and private equity partner, and its headquarters is located in Huangpu District, Shanghai.
7. Group loan network. Tuandai.com was established on 20 1 1 and officially put into operation on 20 12. It is a peer-to-peer lending information intermediary service platform dedicated to helping small and micro enterprises. At present, the main operator of the group loan network is Dongguan Group Loan Network Internet Technology Service Co., Ltd., which is committed to providing high-quality services such as information collection, information release, information exchange and loan matching for both borrowers and borrowers.
8. Which net to vote for. Tuna Com was officially launched on 20 13. It is an information intermediary platform for peer-to-peer lending under Shenzhen Wangjin Financial Information Service Co., Ltd. (operated by Shenzhen Tuna Financial Service Co., Ltd.), focusing on the field of internet auto finance and ranking first in the industry.
9.Yiyin.com. One sound. Com, an information intermediary platform in P2P lending. 20 14 was invested by Softbank China Capital (SBCVC). Adhering to the operating principles of transparency, professionalism and temperature, the platform provides information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers, so as to realize direct lending.
10, favorable network. The main operator of the favorable network platform is Beijing Honghe Baiji Financial Information Service Co., Ltd. (hereinafter referred to as "favorable network"), which was established on May 3, 2002, with a registered capital of 50 million yuan and paid-in capital of 50 million yuan.
Review the simplest loan app.
1. Cai Xi loan application is a mobile loan application, which can recommend loan opening. Whether you are an office worker, a self-employed person, or a person without a fixed occupation, you can find a hole that is easy to review from the Cai Xi Loan APP, and usually you can get a loan on the same day.
2. For friends with high sesame scores, salary is a loan APP that is easy to review. The amount of paid loans can reach 3,000 yuan, and the term cannot exceed 30 days or less than 7 days. Fortunately, wages do not check credit information, nor do they go to credit information.
3. For friends with credit cards, Goodwill Letter is an easy-to-review mobile loan APP. The amount can reach 1 ten thousand yuan, and the term is generally 30 days. You can pay the same day without mortgage guarantee. Like the value of goods, a good person and a good letter will also check the credit information and go to the credit information.
4. Qianzhan is also an easy-to-review loan APP, which has a great reputation in the credit industry. However, money stations only provide loans to people with good credit. The loanable amount of this loan is between 65,438+0,000-65,438+0,000,000 yuan, the monthly interest rate is no more than 0.95%, and the term is 3-36 months.
If you want to start investing in online loans yourself, you must first learn to investigate and judge whether an online loan platform is reliable. The last thing to emphasize is that investment is risky and you need to be cautious when entering the market!