Rich dad's real estate investment problem

This is feasible, but there must be enough mortgage, and now the property market is unstable, and no one can guarantee the return on investment. Once the rent of a real estate in a certain place is greater than the monthly payment plus other expenses, it means a fairly high rate of return, and there will be a lot of capital inflows. After that, the yield will be reduced and the down payment will be a lot of money.

It is a good choice to invest in the housing market downturn and invest in commercial housing with potential lots.

It won't happen like this. If it does, it will soon be overwhelmed by capital, unless you can judge the business opportunities in a certain sector before others appreciate it. In China, the principle of "rich dad" is only feasible, but it will not be universally applicable. Otherwise you can make long-term investments in fixed assets everywhere. Think about the total deposits of commercial banks in China. If it is easy to make such a long-term investment, even if one-third of the deposit is transferred, even if several people cooperate to buy a house, even if the demand for renting a house is slightly insufficient, the resulting real estate bubble will be enough to bring down China's economy. There will be no subprime mortgage crisis in China, but if the rich dad principle is widely used in China, there will be an economic crisis induced by bank loans, which is terrible. We don't have a complete financial structure like the United States.