First, the origin of heart orange insurance:
Heart orange insurance, a subsidiary of Hangzhou Big Fish Network Technology Co., Ltd., is an early marketing enterprise in the domestic internet insurance industry. Heart Orange Insurance is committed to protecting the risks of China families in advance, providing professional and independent purchase decisions for users who purchase long-term health insurance and wealth management insurance, and solving the risks of users and the problems encountered in purchasing insurance.
Founded in 2065438+September 2005, Dayfish Technology has received tens of millions of yuan in financing from Pacific Insurance, Paradise Silicon Valley, Ningbo Shuanglang, Cape of Good Hope and Zhejiang Kangqiao Automobile Group. Big Fish Technology has a national insurance agency license and has the qualification of online sales (Chengwei Insurance).
At present, Dayu Technology has carried out business cooperation with PICC, Ping An, Pacific, Dida, Zhongan and other 100+ insurance companies, with offline institutions covering the whole country. Its marine insurance is a one-stop internet insurance comprehensive service platform, including health insurance, scene insurance, auto insurance and life insurance. , and has 2A agent marketing management platform-calculator; And online 2B scenes, to provide all-round insurance service solutions for platform-level customers, intermediaries and insurance companies; Provide C-end users with full-process insurance purchase and services such as risk assessment, insurance decision-making, transaction and claim settlement.
Its heart orange insurance business covers hundreds of insurance companies, and thousands of products do professional evaluation and comparison, risk protection scheme service, user decision-making consultation, after-sales service and management.
Heart orange protection-always keep the initial heart and constantly improve service awareness. The initial intention of the establishment of Heart Orange Insurance always revolves around the user experience. Whether in product selection or consulting services, it is the first time to help users solve existing problems, from insurance companies to insurance products, from insurance to claims, but the urgent needs of all users are the urgent needs of Heart Orange Insurance. Just like the initial intention of starting a business: fear of life, so that China families have better protection.
Dislocation competition, stand out. It is understood that Heart Orange Insurance has served tens of thousands of families and saved tens of millions of yuan in premiums for users. As we all know, any enterprise business model in the name of the Internet can't stand the word "flow". Heart Orange Insurance creates a closed-loop experience with a strong service team at the back end, and 90% of its customers are extremely satisfied. The seemingly simple corporate culture of "customer first, teamwork, dedication and passion for innovation" has indeed been deeply imprinted in everyone's heart!
Second, a detailed introduction
Founded on 20 15, Dayfish technology is a one-stop high-quality mobile insurance service platform, and its business includes providing auto insurance quotations for car owners and users and providing services for insurers. At present, Big Fish Technology has obtained four rounds of financing. Investors include Pacific Insurance, Zhejiang Paradise Silicon Valley, Ningbo Shuanglang Equity Investment, Cambridge Group under the Shanghai State-owned Assets Supervision and Administration Commission, Cape of Good Hope Investment and other world-renowned Internet groups.
Big Fish Technology is positioned as a full-field insurance service platform, focusing on new insurance sales and risk management. Its businesses include scene-based customized insurance service platform "Haibao", MGA service management platform "Crystal Calculator" and To C's long-term life insurance decision-making purchase platform "Heart Orange Insurance".
At present, the three major sectors of Big Fish Technology correspond to To B, To A and To C services respectively. Among them, "Haibao" is a scenario-based insurance customization platform, which can export product actuarial, risk control, technical and operational capabilities, help scenarios customize personalized insurance solutions, and improve GMV (website transaction volume) and revenue of scenarios. "Crystal Calculator" locates MGA (Authorized Underwriting Agent) service management platform, and helps insurance companies, agencies and independent agents to get through all-end user operation contacts, establish user operation closed loop, expand insurance marketing business and improve insurance marketing space through user portrait analysis, accurate marketing access, customer operation management and system SaaS development and application.
"Heart Orange Insurance" is a long-term insurance purchase decision-making platform for individuals and family users. The platform combines the gender, age, economic and health status of users, and relies on AI intelligent engine and big data analysis system to match the most suitable personalized solutions for customers in mass products, including risk assessment, scheme customization, clause interpretation, insurance guidance, claim settlement assistance, policy management and other full-cycle 1V 1 consulting services.
According to the data of China Banking Regulatory Commission, China's commercial insurance industry maintained a steady growth in 2020, achieving the original premium income of 4.53 trillion yuan, up 6. 12% year-on-year. Among them, the original premium income of property insurance 1. 1.9 trillion yuan, up 2.40% year-on-year; The original premium income of personal insurance was 3.33 trillion yuan, a year-on-year increase of 7.53%.