High registered capital: The minimum registered capital of Shenzhen microfinance is 300 million yuan, and it must be paid in one lump sum, which shows the high requirements for shareholders' financial strength.
The qualification requirements of the sponsors' shareholders are very high:
The main investor shall be an enterprise legal person with standardized management, good credit and strong strength. The net assets are not less than 654.38 billion yuan, the asset-liability ratio is not higher than 70%, and it has been profitable for three consecutive years, with total profits exceeding 60 million yuan. This condition is aimed at the initiating shareholders in Shenzhen, and it is even higher if it is outside Shenzhen.
Requirements for senior managers:
The general manager should have served as the head of the business department of a financial institution or the head of the department of a microfinance company for more than three years, and have relevant working experience in credit and risk control;
Office space requirements: there is nothing special about this, just a regular office building.
These are some of the main requirements for setting up small loans in Shenzhen. Of course, there are many details. The process and application materials are very complicated. I suggest that you can find a professional consulting agency to have a more comprehensive understanding.