Lian Jin University provides two P2P financial products, namely "Jinying E Loan" and "Jinying 1". P2P financial products launched by Lian Jin Research Institute are creating their own "3A security model", namely:
1. "Only natural persons below 300,000 are accepted as borrowers to spread risks";
2. "Only accept the risk control audit of the borrower by Shenzhen Financial Union Microfinance Co., Ltd. to control risks";
3. "Only accept the principal and interest guarantee provided by Shenzhen Jingwei Fu Ying Financing Guarantee Co., Ltd. for risk stripping".
Through the 3A security mode, investors' funds are guaranteed to be foolproof.