You have two questions. One is whether Prudential's critical illness insurance is appropriate. One is to know what insurance to buy for children.
First of all, let me talk about the first question:
Your first step in choosing a company is correct, but I want to ask you what conditions or aspects you choose? First of all, we need to understand these, and then we will filter according to what method. Here are some suggestions for you: according to the nature, scale, claim data, etc. Enterprise's (let's buy with confidence and buy with sureness); Network support and network distribution (let us do things conveniently) to choose.
The screening method can be found online, officially introduced by the company and verified on the website of China Banking and Insurance Regulatory Commission. Then go deep into the insurance company to understand that this requires you to have certain judgment, because some people will only say the good side, not the bad side.
The second question:
At present, there are roughly two kinds of child insurance, one is security insurance, mainly critical illness insurance; The other is education-guaranteed insurance, which guarantees the early planning of children's lifelong education tuition.
Before buying insurance for children, we should first consider buying insurance for adults, because adults are children's insurance. After adults have bought it, the economy still allows them to buy it for their children.
If you want to know more, or want to take a shortcut, please trust me privately.