Consequences of overdue Jiufuwanka:
1, charge penalty interest. Jiufuwanka will charge a penalty interest after it is overdue, which is generally much higher than the original interest, and there will be various charges such as overdue management. In addition, once the borrower is overdue, it will be bombarded by all kinds of text messages and telephone calls, and may even explode the address book and lose face in front of relatives and friends.
2. Court arbitration. If the borrower fails to repay the loan for a long time, it may be subject to legal arbitration. Once he is classified as a dishonest person, there will be many restrictions that will seriously affect his personal life. It is worth mentioning that some netizens said that Jiufuwanka will also report the borrower's bad lending behavior to Sesame Credit, which will greatly reduce the borrower's sesame score.
Impact of overdue:
1) overdue will cause bad credit information.
If it is not returned for more than 90 days, it is likely to cause a blacklist of credit information. If you are blacklisted, it will affect you to buy a house and a car in the future, and you will not be able to buy train tickets, plane tickets or five-star hotels. After all, now is the era of big data, and many things are gradually refined.
2) There will be overdue charges.
The late payment fee is calculated by the day. If the amount is small, you will feel that there are not many late fees per day, and if it is overdue, it will be overdue. But if the amount is large, you have to bear a lot of late fees every day, plus principal interest. If the late payment fee is calculated at five ten thousandths of a day, the late payment fee of 10000 yuan will be 5 yuan every day, 30 yuan every day and 900 yuan every month, so these late payment fees should not be underestimated. If it is not paid for a long time, some late fees will exceed the principal.
3) Overdue will affect life.
When you install the loan platform and APP, you will authorize your address book, which is the contact of your mobile phone, followed by your mobile phone card. When you apply for a loan, he will check your phone records for six months, that is, when you apply for a service password, he will make a copy from the past two places. If you don't return after the bombing at this time, he may add you WeChat or call you to tell you that he will send some MMS and send some disgusting messages to your family or friends.
If you are overdue for a long time, there will be a collection later to urge you to pay back the money quickly. Some people are polite and some are impolite. Of course, this is based on the time you are overdue. Aren't you tired of calling you every day? Don't they get tired of calling your friends, relatives and family every day? So this has seriously affected your life and the lives of people around you.
Pay back the money quickly. Pay back the money quickly before it is overdue for a long time, and the late payment fee is also ok, and the credit investigation has no particularly great influence. If you don't know how to pay it back, you can call the company that gave you the loan at the beginning to ask. Generally, it is deducted directly from your bank card, depending on which bank card you are bound to, and the money is directly deposited and deducted.
What would happen if Jiufuwanka didn't?
Jiufuwanka hasn't. Users can first negotiate with Jiufu to show their current cash flow difficulties and ask for a part of the loan interest and overdue fees to be reduced. Generally speaking, as long as the borrower has a good attitude and is willing to repay, Jiufu will agree to reduce some fees. Then the borrower can repay the loan according to the agreed repayment time and amount.
Jiufu (full name: Jiufu Digital Technology Group Co., Ltd., referred to as Jiufu Digital Technology Group for short) is a digital technology enterprise driven by artificial intelligence technology, and has obtained the national high-tech enterprise certification, belonging to a technology-based enterprise. Jiufu Digital Group was established in 2006. As a group company, it does not carry out specific business.
Responsible for the Group's strategic planning and investment mergers and acquisitions, with five business segments: digital technology, digital accounts, digital inclusiveness, digital wealth and digital international. Each business segment has its own series of innovative product brands, including Jiufu Technology, Deyi Technology, Jiufu Pratt & Whitney, Jiufu Wallet, Jiufu Wanka, Wanka Mall, Wukong Wealth Management, nine planets Insurance Broker, Jiufu Consulting, Jiufu Securities (HK) and Jiufu Wealth.
After 13 years of digital technology precipitation and ecological chain integration, Jiufu Digital Science Group has become a well-known independent third-party financial technology holding group in the industry, providing one-stop convenient services around users and providing professional digital financial technology solutions for financial institutions and third-party scenario partners in the form of "connectors".
Under the T.E(Tech Enabling) technology empowerment strategy, Jiufu Digital Science Group takes "flow, data, scene, risk control, capital and technology" as the core, fully opens the group's technical resources, and creates digital inclusive finance value for mass users through technologies such as digital technology and artificial intelligence.
main business
digital technology
Focus on innovative technologies such as AI, big data, cloud computing and blockchain, build a digital matrix complex, fully open superior technical resources to the outside world, empower financial institutions and scenario partners, and let users enjoy intelligent digital financial services.
Digital account
Provide information technology services such as information consultation, credit evaluation, big data analysis, artificial intelligence, cloud computing and credit management for consumers and institutions, as well as comprehensive digital inclusive finance services such as shopping in shopping malls, consumption staging, credit card management and multi-scene payment.
Digital universal benefit
Relying on Jiufu Digital Technology Group's background strength in internationalization, digital technology, empowering banks, etc., we will use and enhance comprehensive scientific and technological capabilities such as financial risk control, ecological scene construction and artificial intelligence machine learning to provide intelligent inclusive finance services for the public and actively help financial institutions to make digital inclusive finance.
Digital wealth
With the professional grasp of the market, the ability to ensure the safety of funds and the core concept of "customer first", we provide users with diversified services such as wealth management, fund investment, insurance allocation, selected bank financing and credit card repayment.
Digital international
Actively use the bridge of digital technology for international layout, build a win-win cooperation ecosystem of regional digital inclusive finance, and form a "trinity" overseas financial service system of Silicon Valley, Southeast Asia, China and Hongkong, and strive to make the achievements of digital inclusive finance benefit more people around the world. At the same time, it will provide global asset allocation services and all-round and professional wealth management services for mainland investors in China.
What should I do if Jiufuwanka is really unable to repay?
The debt owed by Jiufuwanka must be paid back, otherwise it may affect the central bank's credit information, sesame credit, network credit information system and so on. So if Jiufuwanka can't afford it, we have to find a way to pay it back.
Here, I suggest you solve the problem in three steps.
Step 1: Negotiate with Jiufuwanka.
Due to the illegal repayment in a short period of time, we need to negotiate with Jiufuwanka to request to change the repayment plan and extend the repayment period. In addition, you can also ask Jiufuwanka to appropriately reduce overdue fees and loan interest.
Step 2: Raise funds
After confirming the new repayment plan with Jiufuwanka, all we have to do is to start raising repayment funds. First of all, learn to control your monthly living expenses and save some income for repayment. In addition, in the case of insufficient repayment funds, everyone can choose to sell valuables properly or ask relatives and friends for help.
The third step: insist on repayment.
If you want to pay off the debt of Jiufuwanka completely, you need to insist on repayment in strict accordance with the re-determined repayment plan. If you go back on your word, the problem will become more serious and even be prosecuted.
What should I do if I really can't get more information about Jiufu Wanka? Go to: See more.