2. The insurance industry is easy to enter but difficult to exit, and the competition will become more and more fierce.
3. The insurance industry is highly dependent on the rationality of operators, and people are the most unreliable.
4. At present, the proportion of shares invested by China insurance companies cannot exceed 65,438+00%, and floating deposits cannot be fully utilized.
5. China's insurance companies tend to operate in mixed operations, and the risks are uncontrollable.
6. The return on equity of China insurance companies has been very low.
Commodities: The threshold of spot investment is low, suitable for the public, and the risk is not very high, but the market is not perfect. Judging from the late development trend of the spot industry, it was approved by national laws and regulations, managed by the Ministry of Commerce, and strongly supported by the government to support agriculture and promote agriculture! The development prospect is still good.
Spot gold: The rising space of gold is relatively large, which is faster than that of insurance industry and commodities, and has reached a new high recently. However, when it is green, it needs to be cautious and requires a higher degree of market information. It takes a lot of time to mark the market, and has good analytical ability and certain market research. There is a handling fee for holding positions overnight, and if the margin is not enough, it will be forced to close the position.