If there is no repayment ability, it is recommended not to use credit cards. If you don't have any repayment ability, you can apply for three credit cards and buy a mobile phone pos machine, preferably 35, that is, 35 caps, and each card can swipe about 90,000 cards every month. Set the billing date of the three cards, and return them with B card two days before the final repayment date of A card and C card two days before the final repayment date of B card. This circulation can reduce the pressure.
For example, handle three cards: A Guangfa Bank (billing date is set to 13, and the final repayment date is set to 5th of each month), B China Merchants Bank (billing date is set to 4th, and the final repayment date is set to 22nd), and C Bank of Communications (billing date is set to 20th, and the final repayment date is set to 14): If 65438 has 3 1 4,
We all know that swiping the card on the second day of the billing date will be included in next month's bill, so: for example, Guangfa's bank card was swiped on 20 16 14, and March 5, 20 16 is the final repayment date of Guangfa. We swiped the CMB card and returned it to Guangfa Bank on March 4, 20 16. May 22, 20 16 is the final repayment date of CMB. We repaid China Merchants Bank on May 2, 20654381day, and on July 20, 206543816, 14, the final repayment date for transportation. On July 4, 2065438, we swiped the Guangfa Bank Card and repaid it to Bank of Communications by immediate receipt. September 5, 20 16 is the final repayment date of China guangfa bank ... in this cycle, we can borrow 654.38 million yuan from three platinum cards, and continue to use them every two months with interest of 35, and make six general withdrawals every year. Pay back * * * 35 * 6 = 2 10 yuan with AliPay immediately after the account arrives the next day, plus quick cash withdrawal 100000 * 0.25% = 250 yuan, which can reduce the pressure.