Does the studio count as a company? Can I get a loan?

Studios are generally self-employed, and companies are generally legal persons.

Different property responsibilities

The company is a limited liability company with bankruptcy protection. The founder only needs to bear the responsibility limited to the amount of capital contribution, usually registered capital. In the course of the company's operation, as long as you don't have any behaviors that are seriously unfavorable to the company, such as false capital contribution.

If one day the company faces bankruptcy, you only need to bear the registered capital you gave at the beginning, and you are not responsible for the remaining debts.

Studio: Property liability is unlimited joint liability. The debt of the studio is paid off with the property of the studio first. If it is insufficient to pay off, it will be paid off with the investor's personal property indefinitely.