I told my husband's family when I bought a house that my nephews, nieces and sisters-in-law helped me! I didn't want to borrow from anyone when I bought a house, because I knew that my husband's family and mine were either rich or expensive, and it was not easy for them to make money. If they make money, they have to raise children or save money to buy a house! Helpless, I bought my present house from an organization, so I can't get a loan, but I have to pay the full amount! I still need 30 thousand! Say, but in three days, this 50 thousand, that 70 thousand, 100 thousand ... will make up the house payment!
I always think that it is human to buy a house and borrow money, and it is my responsibility not to lend it to you! When I bought a house, both my husband's family and my mother's family lent us money. I appreciate it. We will do our best to help them when they need us. I don't think they can afford what they didn't lend us. When they need us, we will remember our families and help them!
Take care of yourself! Relatives have difficulties and ability, so they should lend a helping hand!
My husband and I both attach great importance to family relations! We like the feeling that our relatives love each other and help each other!
I bought a house twice, and only two people helped me. One is my cousin (my aunt's son) and the other is my cousin (my aunt's daughter).
In 2004, the first house I bought was a fund-raising house. At that time, a set of 100 square meter rough house only needed 65 thousand. After I paid the house payment, there was only 20 thousand yuan left. Borrowed 1.5 million from my cousin to decorate the house. After about half a year, I returned the money to my cousin.
After two years, my cousin didn't have enough money to do business, and I didn't have extra money myself, so I borrowed 20 thousand yuan from my cousin to repay his kindness in lending me money to buy a house. After half a year or so, my cousin made some money and returned the 20 thousand yuan to me, and I took it back to my cousin.
In 2008, in order to facilitate my daughter to go to school, I plan to buy a second-hand house near the school. At that time, I only had 6.5438+0.05 million yuan. When I was having dinner with my cousin, I told her that I was going to buy a house near the school so that my children could go to school. My cousin is very supportive when she hears me say this. She said that if she didn't have enough money, she would cover it for me first, because the location is close to my cousin, which is convenient for us to communicate with each other.
After being introduced, I took a fancy to a set of 120 square meters, 15 years' fund-raising house. At a price of 1.5 million, the landlord said that she needed money badly and could not owe it. I told my cousin about it. On the same day, my cousin brought me a passbook and told me the password, saying that there were 60 thousand yuan in the passbook, so I could take it at will. My cousin said that he was too busy and went to the bank to withdraw money for me. Got 50 thousand and paid the house price together. There are still 10 thousand yuan in the passbook, and I want to take it to my cousin. Cousin said it's not urgent. Let me hold it first. I repainted the house with 5000 yuan, and paid the transfer fee for the remaining 5 yuan.
About six months later, a homestead in my hand sold for 55 thousand, and I added 5000 to my cousin's passbook. When I showed my cousin my passbook that day, my cousin's husband also said that they didn't need money urgently, so they kept it for us first. I said it's not difficult to borrow again. If you are short of money, borrow again.
2011February 15, we went to my cousin's house for dinner. We said we planned to buy a car, and now we have 250 thousand. After seeing an off-road vehicle, it will take about 300 thousand to complete the formalities. We feel a little expensive and don't want to start. My cousin said to buy something better. He gave us the insufficient part, and took out a card, saying that there was about 80,000 yuan on the card, and told us the password, so that we could get the money ourselves. Because my husband often runs to the construction site and wants to buy a better car, my friend owes us money and promises to pay us back in five months. Now that a cousin has just lent us money, we are determined to buy the car we want. Plus the purchase fee and other expenses, the car cost 300 thousand. After five months, my friend returned the money to us and I returned it to my cousin.
When I was doing some business a few years ago, I often asked my cousin to borrow money for turnover. My cousin lives in the city and has contracted more than ten acres of land to grow winter vegetables. If you are lucky, you can earn more than 400 thousand a year, if you are poor, you can earn 65438+ 10 thousand. They have their own buildings in the suburbs, and their usual money is put in the bank except for their children's schooling and daily expenses. My cousin's money is simply my small vault. I'll take it when I have no money and put it in when I have money.
A few years ago, every time my cousin sold all the autumn and winter dishes and prepared to go to the bank to get regular money, my cousin's husband would remind her and ask me if I needed to borrow money. If I need it, she will leave it to us. She doesn't need it regularly. I didn't borrow money from my cousin until I finished all my business in these two years.
I never give interest on my cousin's money. I wanted to pay interest to her at first, but my brother-in-law scolded me and said that if we paid interest to them, he wouldn't lend us money and we wouldn't pay interest.
I saw a villa last year, about 2 million. I don't have that much money myself. I told my cousin that she would lend us some money if I wanted to buy a house. But seeing that the house price is unstable now and I don't want to put too much pressure on myself, I gave up this idea.
There was a sum of money when I bought a house, but I couldn't turn it around at that time, so my husband and I discussed borrowing money separately. I told my mother's brother and sister that I wanted to buy a house and was short of money, so I got it ready without saying anything. Moreover, in order to borrow money, my husband specially invited a big table and invited all his friends who are usually in good contact. In the banquet hall, my husband said something like borrowing money. Only two friends agreed to borrow money, but after returning home, my wife didn't agree and finally couldn't borrow it. I said with a smile, honey, this is the buddy you always value, and no one lends you money at the critical moment. Finally, I missed 30 thousand and called my niece again. My niece can transfer money later.
When buying a house, my parents paid for it, because my in-laws favored my brother-in-law, and my brother-in-law wouldn't let them live together after marriage. I accepted them, but I didn't expect to accept a group of baiwenhang.
Living with my in-laws for two years is a hell of a life. They not only let my elder sister-in-law come over for dinner every day, but also gave my elder sister-in-law the key to my house. My sister-in-law always gives them a hard time, but they are always partial. My sister-in-law wants the whole family to go out and donate money for everything. No one has ever asked me about my family. They all want me to find my parents.
Later, I really couldn't go on. My parents bought me a house. As for my in-laws, they didn't give a penny, but they took our original wedding room and lived happily. They bought my aunt's house and car, but they were afraid to sit in other people's houses every time.
Later, my brother and sister-in-law bought another house. I heard that people were going to buy a house, and my in-laws quickly took 65,438+million and wanted to add some money to their family. The point is that my ex-husband didn't realize their eccentricity at all, or he actually realized it but refused to admit it.
So I became my ex-husband, and those past events were like a joke I experienced.
If nothing else, I basically rely on my parents to buy a house around me. I might as well rely on my parents' help if I don't work hard. Times have changed, and it is true that it is difficult to have children.
My parents are my biggest help in buying a house. For those of us who have graduated for many years, the pressure of buying a house and paying the down payment is really great. It is unnatural for our parents to help us. We should be grateful.
30% down payment for buying a house.
Married in 2009. I got married and had children by myself, and my in-laws didn't spend more than half a cent. Before marriage, my husband lost 30,000 to 40,000 yuan in small business and borrowed money when he got married. After I got married, I was in debt of 50 thousand to 60 thousand In the fourth year of marriage, I built a self-built house in the countryside and spent more than 200 thousand.
When I wanted to buy a house, I only had 50 thousand to 60 thousand, but I didn't decide to buy it. I just had this idea and mentioned it to my family and my husband's family. I didn't mean to let them borrow it. My uncle is building a house and my brother-in-law is decorating it. Without saying anything, my brother and sister directly gave me a total of * * *100,000, and my husband's two aunts also took the initiative to borrow 70,000, which made up the down payment. After two years of hard work, the debt is almost paid off. I am very grateful to him for his help. This life will be unforgettable. At that time, they gave them a peach. In the future, when they need it, they will try their best to repay them.
When buying a house, according to your own economic ability, borrow from the east and borrow from the west, and then tighten your belt to repay the mortgage ... What others think, or the situation of each family is different, no comment.
I bought a house entirely by myself. Several sisters and brothers-in-law have never borrowed a penny, and it has been like a day for many years. If you won't help me, why should I help you? They swallowed the bitter fruit themselves.
Borrowing money is the touchstone for relatives and friends.
When buying a house, I planned to borrow 65,438+million yuan, and only my father took out 30,000 yuan. Other relatives are either excuses or excuses. Usually I always say that the family doesn't talk about two things, ostensibly to win over. But when the real thing happened, everyone chickened out.
A classmate I once helped (he got married and bought a house and had no money to find me. I overdrawn my credit card to lend him money. After more than a year, he called me to get it. Dinner is on me, and I'll pay back the interest. I just gave birth to a baby, and I don't even have a small gift. Later, he said that he was admitted to the highest university, met many senior officials, became a leader, and set up a factory with others. When I met with difficulties and asked him for money, all kinds of excuses made me have no money, which was very popular!
Or the husband and his classmates and colleagues borrowed it to tide over the difficulties. When people are at the bottom, they will remember some lifelong human feelings. We are very grateful to those who have helped us, and we will give them everything back if they need it in the future.