The consequences of the credit report are:
1. The credit record of the last credit report may affect the handling of other financial businesses in the future, such as car loans, mortgage loans and credit card applications.
2. Credit records will have a certain impact on their work, and some jobs will refuse to recruit people with poor credit conditions.
3. Bad credit records will have an impact on life, and you can't fly, train or engage in other high-consumption activities normally.
4. A good credit record helps the bank to recognize your repayment ability and help you withdraw money from your credit card and apply for other credit business.