Whether buying a car in full or in installments, the 4S shop has no right to charge the owner any service fee. If a 4S shop asks for a service fee, it can report it to the Industrial and Commercial Bureau to safeguard its rights and interests. When buying a car, you should read the contract clearly. If there is no service charge, the other party may refuse to ask for the service charge.
You need to pay compulsory insurance every year after buying a car. The full name of compulsory traffic insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is a kind of compulsory liability insurance that the insurance company compensates the victims (excluding the people on board and the insured) for personal injuries and property losses caused by road traffic accidents of insured motor vehicles within the limit of liability.
Commercial insurance such as third-party liability insurance and shipboard personnel liability insurance can be purchased according to the owner's own needs and economic conditions. You can consult relevant insurance companies and choose the insurance you need without listening to the introduction of insurance company staff.
legal ground
Regulations on compulsory liability insurance for motor vehicle traffic accidents
Article 4 the State Council insurance supervision and management institutions shall supervise and manage the compulsory insurance business of motor vehicle traffic accident liability of insurance companies according to law.
The traffic administrative department of the public security organ and the competent department of agriculture (agricultural machinery) (hereinafter referred to as the motor vehicle administrative department) shall supervise and inspect the participation of motor vehicles in compulsory liability insurance for motor vehicle traffic accidents. Motor vehicles that have not participated in compulsory motor vehicle traffic accident liability insurance shall not be registered by the motor vehicle management department, and shall not be inspected by the motor vehicle safety technical inspection agency.
The traffic administrative department of the public security organ and its traffic police shall, when investigating and handling road traffic safety violations and road traffic accidents, check the insurance signs of compulsory motor vehicle traffic accident liability insurance according to law. Article 2 The owner or manager of a motor vehicle driving on the road in People's Republic of China (PRC) shall handle compulsory motor vehicle traffic accident liability insurance in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China.
These Regulations shall apply to the insurance, compensation, supervision and management of compulsory motor vehicle traffic accident liability insurance.
skill
The above answer is only for the current information combined with my understanding of the law, please refer carefully!
If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.