Is xiaojindou app formal?

Ordinary. Xiaojindou is a mobile phone application software that can borrow money quickly. As long as you meet the loan conditions, borrow money from Xiaojindou and you will receive it immediately. According to official website, Xiaojindou app is formal. ICBC adzuki bean was jointly developed by China Industrial and Commercial Bank and Jin Doudou. The "ICBC Adzuki Bean" digital banking platform is aimed at users of ICBC and "Xiaojindou" platform, and can provide limited consumption and living expenses.