However, Senior Sister immediately introduced two other companies, namely Fude Life Insurance Company and Renren Insurance Company.
The fame of these two companies is not very big compared with Ping An and China Life Insurance, so it is estimated that some small partners are not familiar with these two companies.
But it doesn't matter. Next, Senior Sister will explain these two companies to you.
First, Fude Life Insurance Company
1, company strength
Founded in 2002 and headquartered in Shenzhen, Fude Life Insurance Co., Ltd. is a national professional life insurance company. The registered capital reached1175.2 billion yuan, and the total assets exceeded 480 billion yuan. Now there are 35 branches in China, with more than 1000 branches and their service outlets.
After clarifying the background strength of Fude Life, let's take a look at the solvency of Fude Life.
2. Solvency
According to the solvency report of Fude Life Insurance in the fourth quarter of 2002/kloc-0, it is not difficult to know that its core solvency adequacy ratio is 87%, and its comprehensive solvency adequacy ratio is 103%, and its comprehensive risk rating in recent quarters has not been disclosed. However, based on the solvency standards of insurance companies stipulated by CBRC, Fude Life's core solvency and comprehensive solvency adequacy ratio are qualified.
Friends who want to know more about Fude Life Life can read this article:
Is Fude Life Insurance Reliable? After stripping off its ace product, I know ... "
Second, everyone insurance company.
1, company strength
Renren Insurance Group Co., Ltd. was born in June 2065438+2009, with a registered capital of 20.36 billion yuan and total assets of 1.2 trillion yuan. Its business covers property insurance, life insurance, endowment insurance and asset management. Actually, it is a comprehensive insurance company.
In terms of background strength, even though Everyone Insurance is a newly born company, its registered capital is extremely abundant and its strength cannot be underestimated.
2. Solvency
Judging an insurance company, in addition to its background strength, solvency is also particularly critical. The predecessor of Renren Life Insurance is actually Anbang Insurance, which is directly supervised by the China Banking Regulatory Commission due to illegal operation. Later, the CBRC approved the transferee of Renren Life Group. After the completion of the transfer, Anbang Group did not directly hold shares in Anbang Life Insurance, and Anbang Life Insurance was renamed as "Everyone Life Insurance Co., Ltd.".
Renren Life is in the risk disposal period, which can be said that the disclosure of the 2020 annual information disclosure report is suspended, and the relevant solvency is not disclosed at all.
But you don't need to worry too much. Because in China, the insurance industry will be directly supervised by the CBRC, which can ensure the safe operation of the insurance industry. If, like Anbang Insurance, the CBRC takes the initiative to take over, it can completely guarantee the normal operation of consumer insurance policies.
If you want to continue to learn more about everyone's insurance, you might as well read this article:
"The strength of everyone (Anbang) insurance company is exposed! Please pay attention to this product before buying! 》
Third, Fude Life Insurance Company PK Everyone Insurance Company, who is the real winner!
After the above brief introduction, I believe everyone has a certain understanding of the two insurance companies. Then, let's see which of the two insurance companies is better.
1, company background
From the comparison of the background strength of the two companies, insurance companies are more obvious.
Look at the registered capital first. The registered capital of Fude Life Life is117.52 million yuan, while the registered capital of Renren Insurance is 20.36 billion yuan, which is relatively strong. Higher than the registered capital of Fude Life Insurance.
Comparing the total assets of the two companies, the total assets of Fude Life Insurance are not less than 480 billion yuan, while the total assets of Everyone Insurance are 1.2 trillion yuan, which is relatively high.
2. Solvency
It can be seen from the above that the solvency information of Renren Insurance Group in 2020 and 20 19 is confidential for the time being, so this part will not be compared for the time being.
3. Advantage insurance
Fude Sino-Life mainly has advantages in critical illness insurance and annuity insurance, among which Jian Kang Worry-Free series critical illness insurance products and Fu Ying series annuity insurance are currently selling well.
Renren Insurance Company has more advantages in medical insurance and life insurance, among which Renren Jiuan Series whole life insurance and Renren Xinyi Guardian Hospitalization Insurance are the most popular products at present.
When it comes to excellent insurance, Fude Life Insurance and Everyone Insurance have their own advantages and characteristics.
In short, everyone's insurance companies are stronger than Fude Life Insurance in terms of company background and hard power, but it does not mean that Fude Life Insurance's products have no characteristics, because we judge whether a product is excellent or not, and we are not concerned about which insurance company underwrites it, but whether the product itself is excellent or not.
If you are more interested in your insurance company, you can learn about this excellent product-Everyone Rich House Pension Insurance:
"Everyone is the big secret of the income surprise of the richest man's house pension annuity insurance! Look before you buy it! 》
Write it at the end
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