1, loan application;
2. Legally valid identity documents (referring to resident identity cards, household registration books, military officers' cards, home visits for Hong Kong and Macao compatriots or other valid residence documents);
3. Proof of marital status (marriage certificate or divorce certificate, unmarried statement in a unified format signed by unmarried people);
4. Proof that the down payment of the purchased house has been paid;
5. Original or photocopy of the economic income certificate approved by the lender (including the borrower's family income, tax payment certificate, bank statement, bank passbook, securities, etc.). );
6, the purchase of housing contracts, agreements or other valid documents;
7. List of collateral (pledge) secured by the loan, certificate of ownership, certificate of consent of the person who has the right to dispose of the collateral (pledge) and collateral valuation documents;
8. The written documents and credit certificate of the guarantor's agreement to provide guarantee for him;
9. Relevant documents authorizing the lender to inquire about the personal credit information system of the People's Bank of China and record the inquiry results;
10. Other information required by the lender;
Materials to be provided by foreigners for loan (all foreign language materials must be translated by a regular domestic translation company and stamped with the official seal of the translation company):
1, passport, foreigner's residence permit (Taiwan Province citizens provide ID cards, Taiwanese certificates or home visit certificates, and Hong Kong and Macao compatriots provide ID cards and travel passes);
2. Work certificate;
3. Personal income tax payment certificate (if the company is registered in a foreign country, the company's business license, work certificate and income certificate shall be notarized by the notary office of the company's registered place; If the company is abroad, its work certificate and income certificate must be certified by our local embassy).
Due to differences in business in individual regions, please consult the acceptance outlets of China Bank or switch to manual online service for details.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.