1. All China People's Banks in China can check personal credit information. The query method is as follows:
There are three ways to query credit information:
Bring your ID card to the local central bank credit information center for on-site inquiry;
Inquire through some bank ATMs or websites;
Log on to the website of the central bank's credit information center, register and submit an inquiry application.
Second, the number of inquiries will affect personal credit status.
Different banking products have different requirements for the maximum number of inquiries within one to two months. The more inquiries, the stronger the person's credit demand and the more inquiries. There are three potential situations: 1. It is possible that one of the banks has successfully applied for or issued a loan, and the credit information may not be updated in time. 2. It is necessary to pay attention to the failure to meet the loan conditions of other banks for many times. You can judge the possibility of borrowing usury outside according to whether it is overdue. That is to say, under normal circumstances, credit records are frequently inquired in a short period of time, which may be inquired by banks or other institutions, which means that the inquired person has a particularly large demand for funds in the near future and may borrow many times. If loans, credit cards and credit lines have been approved recently, the situation is not bad, and there are still a lot of inquiries after approval, which is worthy of vigilance. If it is not approved for the last time, it needs to be focused on, and its assets, credit status and many other factors may begin to deteriorate, and credit is generally not allowed.
3. Banks and financial institutions registered in China People's Bank can check your credit.
Other credit companies or your relatives and friends need your power of attorney, or you can follow them to check your credit history. For example, if you are going to apply for a loan from the People's Bank of China, they can directly check your credit history when approving your loan application, because they are managing your credit history.