Leju Loan is a financial service in the form of comprehensive credit for real estate mortgage jointly launched by CITIC Bank and Yiju China. Consumers can apply for comprehensive credit from CITIC Bank with their mortgage, and CITIC Bank can give a basic amount of 70% of the value of the mortgaged house and an additional loan of 20% of the value of the mortgaged house according to the customer's situation. The loan term can be up to 30 years, which is used to meet the large consumption needs of individuals and families such as house purchase, car purchase, decoration, study abroad, tourism, home consumption and wedding.
How long does it take for Hubei consumer finance Leju loan to be approved?
1 day.
According to Baidu Encyclopedia, users can apply for loans from Hubei Consumer Finance Company only by providing valid identification, proof of income or proof of repayment ability. After the application is approved, the company will lend money soon, and the loan approval can be completed in 1 day.
Hubei consumer finance Leju loan is a mortgage loan for consumption provided by Hubei consumer finance with mortgaged real estate as an individual, and cannot be used for house purchase investment.
What loans does Sichuan Jincheng Consumer Finance Company have? Top ten loan products list!
Sichuan Jincheng Consumer Finance Company is a consumer finance company approved by CBRC, so it is undoubtedly much more formal in loan interest and operation. Many people like to borrow money from consumer finance companies, which is why they take a fancy to these two points. What loans does Sichuan Jincheng Consumer Finance Company have? Here are the top ten loan products of Sichuan Jincheng Consumer Finance.
Consumption staging
1. loan conditions: the simplest thing is to provide an ID card, and the approval will be completed within 30 minutes at the earliest, with a minimum down payment of 0.
2. Related products: Fashion Digital (installment payment for purchasing digital products), Liren Loan (installment payment for medical beauty hospitals) and Liren Loan for dental projects (installment payment for dental clinics, dental hospitals, dental institutions, etc.). ), health loan (installment payment for Rip Ophthalmology), car decoration loan (installment payment for car decoration) and auto insurance (cooperation with PICC P&C Insurance Company in China, with zero interest and zero handling fee).
Cash service
1. Income loan: provident fund/social security certificate/monthly payment of wages/any materials, with a maximum loan of 654.38 million yuan and a monthly interest rate as low as 5% 8, with a term of 12-60. The loan areas are Sichuan, Chongqing and Xi.
2. Mortgage loan: Mortgaged houses and mortgaged houses can be mortgaged again, with the maximum loan amount reaching 90% of the house appraisal, and the maximum personal loan is 20 yuan, with a loan period of 60 months.
3. Employment-oriented loans: Full-time college graduates who need to rent houses and resettlement houses within one year after graduation. This loan is an unsecured and unsecured personal credit loan with a maximum loan of 15000 yuan.
4. Leju Loan: For customers with mortgaged or mortgaged properties, the applicant can get a loan amount of 80% of the house valuation, with a maximum amount of 200,000 yuan.
The loans of Sichuan Jincheng Consumer Finance Company are mainly divided into consumption installment and cash service, and then subdivided into various loan products. From the above introduction, we can know that these loan products cover all aspects of consumption in life and there are many types of products. Whether it is a large loan or a small loan, the application threshold is not high, and the loan period is flexible, which is suitable for short-term or long-term.
How long does it usually take for Zhongyuan consumer finance loans to be approved?
Zhongyuan Consumer Finance has several loan products, and the approval speed of each loan product is also somewhat different:
1, raise money to spend
Withdrawal support can be applied at any time in 7×24 hours, and the whole process can be reviewed online by computer without manual intervention, so the review speed is very fast, as long as the user meets the application requirements 1-5 minutes.
2. Elite loans
Elite loan is a product that provides loan services for office workers, with a maximum amount of 200,000 yuan. Due to the large amount provided, the application threshold is high, and the review time is long, the fastest is 10 minute, and it may take several hours if it is slow.
Step 3 withdraw money to pay
Withdraw money to pay for installment products, and operate online all the time, with few steps and simple operation, which can be done in 5 minutes at the earliest.
4. Provident fund loans
Although provident fund loans need to be handled offline, the review speed is not slow. Go to the business hall with your ID card and bank card, and lend money immediately after on-site verification.
5. Leju loan
Leju loan is a product that provides loans for users with housing. The review speed is slightly slow, and it takes 1-2 working days to complete.
To sum up, the Central Plains consumer finance audit only takes 5 minutes at the earliest, and 1-2 working days when it is slow. The specific audit time depends on the product you apply for.
What are the Central Plains consumer finance loan products? What are the conditions for borrowing money?
Zhongyuan Consumer Finance has as many as seven kinds of loan products. Different loan products have different application conditions, but the same conditions are good credit record, ID card, real-name registration system mobile phone number and stable income.
Other conditions for applying for Zhongyuan consumer finance loan products are as follows:
1, Leju Loan: the lender is the customer of the mortgaged stock;
2. Easy to rent a car: the lender is a car rental user;
3. Easy-to-learn car: the lender is a driving school student;
4. Elite loan: the lender is a civil servant or institution;
5. Withdraw money: the lender must first swipe the credit card (debit card) on the UnionPay business POS machine for consumption;
6. Provident fund loan: the lender has paid the provident fund for more than 12 months, and has not paid it for nearly six months;
7. Easy installment: the lender needs to be an Alipay user.
How about Jincheng Consumer Loan and Leju Loan? High quota and long term!
Jincheng Consumer Finance is a financial institution in Sichuan, which mainly provides installment and cash services for users. Among them, Leju loan is a kind of cash service, which can provide loan service for customers with mortgaged or mortgaged real estate to solve the capital demand in life. Many people buy a house in full, and the mortgaged house can also apply for a loan, which effectively solves the problem of insufficient funds after buying a house. So how about this Leju loan? Let's have a look.
Compared with ordinary mortgage loans, this Leju Belt adopts credit loans. You can apply for Leju loan only if you have real estate mortgage or mortgage loan.
Moreover, the loan of Jincheng Consumer Leju Loan has a wide range of uses and can be used for large living expenses, such as decoration, home, education, travel, marriage and other living expenses. In addition, it also has the following characteristics:
1. Leju Loan adopts unsecured and unsecured credit loan, with simple procedures, so the approval speed will be very fast, which is suitable for users who need money urgently.
2. The loan amount is relatively high, which can reach 80% of the appraised value of the house, and the maximum loan amount is as high as 200,000 yuan.
3. Generally, the approval can be completed within 3 working days. It is recommended to apply for a loan on working days.
4. The loan term is long. You can choose the repayment period of 12-60 months, which is more flexible and the repayment pressure will be lower.
Regarding "Jincheng Consumer Loan Leju Loan is Good", let me introduce it to you here. Generally speaking, this Leju loan has a high amount and a flexible loan period, and the banking background of Jincheng Consumer Finance is relatively safe and reliable. It's worth a try if necessary.
The introduction of Leju Loan and Leju Loan ends here. I wonder if you found the information you need from it?