Youdai Jin Fu is a financial service platform jointly launched by Guangzhou Weike Technology Co., Ltd. and Shenzhen Renren Youdai Internet Financial Services Co., Ltd.. According to the official introduction, Jin Fu has reached cooperation with many banks. You Loan Jin Fu only belongs to a financial information service platform, and the platform itself does not lend. Users apply for loans, and finally the lending institutions lend the money to the banks that cooperate with Youyou Jin Fu. At present, the services provided by Youyou Jin Fu Platform mainly include mortgage products, and users with capital needs can choose their own loan products. Users who need loans can APPly for loans in official website, Jin Fu, or download the mobile app of Jin Fu.
You Dai Jin Fu loan
At present, the loan products provided by Youyou Jin Fu are unsecured and unsecured credit products. If the user wants to apply for a loan in Jin Fu, the applicant must meet the loan conditions. Generally speaking, applicants need to be legal citizens of China between the ages of 22 and 55. The applicant has the ability to repay the loan and a stable income. Applicants can be office workers or business operators; The applicant's personal credit record is good and there is no credit stain; Eligible users need to submit a valid second-generation ID card, the bank's running water for nearly six months, the applicant's work certificate or financial certificate, etc. Users can apply for loans through the official website or mobile phone application of Youyou Jin Fu. Applicants need to register as users of Excellent Loan Jin Fu, fill in the loan application according to the prompts, and wait patiently for the platform review after submitting the application. According to Jin Fu, the platform can lend money at 1 day at the earliest, and the specific lending time is subject to the actual time.
Because the excellent loan service is a bank loan, the borrower must repay the arrears in accordance with the provisions of the platform after obtaining the loan funds, and there must be no overdue behavior, otherwise the platform will upload the overdue records of users to the credit information system, leaving a stain on the borrower's personal credit. If the borrower is overdue, it will be punished by the platform.