1. What is the financial institution code?
The purpose of financial institution coding is to unify the ways and methods of financial institution coding, strengthen the interconnection between information systems, improve the efficiency of information sharing, standardize the financial institution coding used by the People's Bank of China and financial institutions in the construction, development, upgrading and transformation of information systems and data warehouses, and ensure the authenticity, accuracy and integrity of financial institution coding information. This code is designated by the People's Bank of China. 2065438+In September 2004, the People's Bank of China officially issued the financial industry standard "Code of Financial Institutions".
2. What are the contents of the coding standards for financial institutions?
At the macro level, the code unifies the classification standards of financial institutions in China, clarifies the coverage of financial institutions in China, clarifies the specific composition of various financial institutions, and standardizes the statistical coding methods and methods of financial institutions. From the perspective of coding objects, the coverage includes not only the legal entities of traditional financial institutions such as banks, securities and insurance, as well as their domestic and overseas branches and affiliated institutions with business licenses, but also the monetary authorities, regulatory authorities and their dispatched institutions, transaction settlement financial institutions, financial holding companies and other relevant institutions recognized by the People's Bank of China as suitable for coding management of financial institutions.
Third, the object of financial institution coding
People's Republic of China (PRC) monetary authorities, regulatory authorities and their domestic and foreign institutions; Domestic banks, securities, insurance financial institutions, legal persons and their branches with domestic and overseas business licenses; Settlement financial institutions and their domestic branches; Domestic financial holding company; The unincorporated branch established in China by a foreign financial institution with a business license refers to People's Republic of China (PRC) (excluding Hong Kong, Macao and Taiwan) among the relevant financial institutions approved by the People's Bank of China.
In a word, the coding of financial institutions can effectively improve the identification ability of high-level subjects, integrate financial supervision resources under the mode of separate supervision and multi-head supervision, improve supervision efficiency, and effectively prevent the infection and spread of financial risks, which is of great significance.