1. loan bank: when applying for a loan from any institution of China Bank, fill in "China Bank".
2. Loan ContractNo.: You should fill in your loan account number (12 digits) for handling loan business in China Bank. You can log in to BOC Personal Mobile Banking, click Loan-My Loan-Personal Housing Loan, and check the loan account number.
3. First repayment date: click Loan-My Loan-Personal Housing Loan-Repayment Record to view. You can pull the page to the bottom, and the farthest repayment date is the first repayment date. For some long-term loans, the repayment records displayed by BOC's personal mobile banking may be incomplete. You can check the repayment plan provided by BOC when the loan is released, and the first repayment date displayed is the first repayment date. If you can't meet your inquiry needs, you can contact the lending institution of China Bank to confirm the first repayment date. The contact information of BOC lending institutions can also be viewed on the "Personal Housing Loan" page of BOC Personal Mobile Banking.
4. Term of loan (month): Click Loan-My Loan-Personal Housing Loan to view "Term/Interest Rate".
Tips:
1, the first home loan refers to the housing loan that enjoys the interest rate of the first home loan when buying a house. Because the mortgage interest rate policy has undergone many changes, there are great differences in the identification standards in different periods and regions. For your accurate declaration, please contact the loan institution of Bank of China to confirm whether this loan is the first housing loan;
2. For provident fund loans in pure provident fund loans or portfolio loans, please confirm the rules for filling in the declaration information with the provident fund center that handles the loan;
3. BOC will provide relevant information truthfully and objectively, and whether the deduction is successful shall be subject to the confirmation of the tax authorities.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.