With the development of China's economy and the increase of residents' income, investment consultant is a new industry with great development potential. The following is about the professional background and characteristics of investment consultants, the necessary contents of qualification examination and the issuance and management of certificates.
Financial management is a reasonable and operable scheme realized by professional financial personnel by analyzing and evaluating the financial statements of customers and clarifying their wishes and goals, including investment planning, personal risk management and insurance planning, retirement planning, personal affairs planning and inheritance planning. As a part of financial management, investment planning is not only an indispensable content, but also a necessary means to solve other plans. Simply put, investment planning is a planned, purposeful and planned investment. Specifically, it refers to the process that financial planners allocate the cash flow of customers in a lifetime or at a specific stage or event in order to obtain the optimal income that matches the risk.