Insurance consultation

Hello: For a young family of three, it is best to have social security. If not, in the early stage of family growth, the income of husband and wife is equal at this stage, and both need to supplement the protection of serious illness and life insurance, covering the growth of children for 20 years, mortgage, parental support, family construction funds and so on. To ensure the direct impact of future income interruption on the family! 10 times the annual income is the amount set for the insured amount! Gay protection, life-long combination of consumer serious illness! Accident insurance needs more than 300 thousand insurance coverage! Wife can choose dividend-paying wealth management products, add serious illness and medical care, solve the medical and serious illness needs at this stage, and pay dividends every year to ensure illness, which can be used as a supplement to the later pension! Children can consider accident and critical illness protection products, and 2000 yuan a year covers all-round protection issues such as basic accident outpatient service, hospitalization reimbursement and critical illness protection! Other funds are allocated through the fixed investment of the fund, so as to obtain higher income space to save children's education planning! The annual premium expenditure of the whole family should be controlled at 15% of the annual income, which will not affect the normal and happy life of the family, and at the same time reasonably solve the future risk protection problem! Specific product collocation needs to find an excellent agent to sit down and communicate your needs and ideas in detail!