Take the new one-stop insurance network as an example. This third-party insurance platform is very popular and very hot. The quality and service attitude are very bright.
Next, Xue Jie will take you to know about Xinyi Exhibition Insurance Network, a third-party insurance platform, and see if it is really as brilliant as rumored.
Friends who don't know much about Internet insurance can read this article first and compare the differences between online insurance and offline insurance:
"Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance? 》
First, is the new stop insurance network reliable?
Xinyizhan Insurance Network actually refers to the online insurance service website owned and operated by Xinyizhan Insurance Agency Co., Ltd., which belongs to one of the large-scale e-commerce platforms under Focus Technology, second only to China Manufacturing Network. The registered capital of the company reaches RMB 654.38+065.438+07.6 million.
The business established by the company is to sell insurance products as an agent throughout the country (except Hong Kong, Macao and Taiwan); The agent collects the insurance premium; Acting as an agent for loss investigation and settlement of related insurance business; Other businesses approved by China CIRC; Internet information services in the second type of value-added telecommunications services.
New station insurance is an insurance institution that meets the formal requirements. Its business qualification can be found in official website-the insurance intermediary license is as follows:
In addition, we can also choose the official website of China Insurance Association as a channel to check and verify the regularity of information station insurance:
As shown above, we can find all kinds of information disclosure of the new station insurance in the Internet insurance information disclosure.
By understanding the business qualification and the information in official website of China Insurance Association, it is found that Xinzhan Insurance is definitely a formal insurance agency. For us, the insurance service platform of the new station security network is also trustworthy.
2. What is an insurance brokerage company?
Because as far as many partners are concerned, they confuse the concepts of insurance agency companies and insurance brokerage companies, so here, senior sister also explains to you:
As far as insurance agencies such as Xinzhan Insurance are concerned, they are similar to insurance brokerage companies. They all play the role of intermediaries in the insurance market. They can usually establish cooperative relations with many insurance companies. Just like the new station insurance, they can join hands with the following insurance companies:
The difference is that the insurance agency is an institution entrusted by the insurer, and it has to pay a certain commission to handle insurance business on its behalf within the scope authorized by the insurer; An insurance brokerage company is an intermediary institution with legal personality. From the standpoint of customers, it symbolizes the interests of customers, provides professional risk management services for customers, and can design insurance plans and handle insurance procedures.
Third, how to buy insurance online at the new station?
If you want to buy insurance online through the new one-stop insurance, we can do this:
1, directly input the new one-stop insurance network online, and then enter official website, where you can choose insurance products according to your own needs;
2. Click on the insurance product you like, and then enter the insurance page. We can check the product introduction, terms, insurance instructions and other information through the insurance page. Another is that we can calculate the premium. If you don't know anything, you can also make an appointment to consult customer service.
3. After confirming the purchase of insurance, you can find instant insurance, make an appointment for consultation, click to enter or use WeChat scan code to insure, and proceed with the next insurance operation according to the prompts.
In the process of online insurance, there are basically operating tips, so we will follow the tips step by step to insure. If you don't understand, you can directly consult the platform customer service.
What we need to understand is that when preparing for insurance, we must carefully insure the products, and we must carefully check the terms, insurance instructions, health warnings and exemption clauses. Many people buy insurance, which easily leads to claims disputes with insurance companies, mostly due to misunderstanding caused by lack of good understanding of insurance-related information.
In addition, buying insurance should be based on different people's needs and economic strength. People of different ages have different types of insurance. For example, critical illness insurance, millions of medical insurance, accident insurance, life insurance and so on are suitable for adults. The main reason is that adults have to bear the heavy responsibility of their families and need these insurances to transfer various economic risks.
The elderly and children are suitable to choose critical illness insurance, medical insurance and accident insurance, but life insurance is not recommended because the economic pressure of the elderly and children is not great.
Fourth, the ranking of Internet insurance platforms!
In addition to the new one-stop insurance network, Huixuan and other platforms. Com, wobao. Com, Nanpa insurance and top student insurance are also very good. These insurance platforms are excellent. While popularizing all kinds of insurance knowledge, they also provide consumers with products from many insurance companies and provide intimate services to customers with their own advantages.
Choosing a better insurance service platform will not only help you buy insurance that suits you, but also facilitate future claims.
Judge whether there is an insurance license, whether it is objective and open, whether it provides thoughtful service, whether there are many product libraries, and choose a platform that is more suitable for you.
Here, the senior also sorts out the criteria for judging a good insurance platform. You can refer to these standards to choose your favorite insurance platform:
A good insurance consulting platform must meet three requirements, otherwise it will be difficult to settle claims! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!