Most of these young friends have just graduated from college, worked for two or three years and have little savings.
So should young people buy a house or rent a house?
Bian Xiao believes that if your family strength allows, you should give priority to buying a house.
If your family conditions are average and you can only afford the down payment, there are two situations.
First, if you pay off the mortgage and living expenses every month and have some money left to cover your future study, marriage and emergency needs, then you can borrow money to buy a house.
Because the mortgage has not increased your living burden, plus the provision of your own professional level, there is room for further increase in future income.
Second, if your monthly payment accounts for a large part of your monthly salary, there is little left except living expenses.
In this case, Bian Xiao suggested renting a house for a few years first, because the rent of renting a house won't take up most of your time now, so put the rest of the money into studying and providing your own level of training. I believe that as long as you work hard, everything will develop in the future.
In short, whether buying a house or renting a house, Bian Xiao suggested not to let mortgages occupy the dreams of young people. Young people are the last hope and vitality. As long as they work hard and study hard, their future life will certainly become as beautiful as imagined.