How to find out which school district the community belongs to? What should I pay attention to when handling residential housing loans?

Now the real estate transaction is so important, because it is related to many points, especially schools, schools live in different locations, and the situation in school districts is completely different. Many people are just preparing the funds to buy a house now, and they know nothing about the specific situation of the house. How can I find out which school district the community belongs to? What should I pay attention to when handling residential housing loans? Now the real estate transaction is so important, because it is related to many points, especially schools, schools live in different locations, and the situation in school districts is completely different. Nowadays, many people are just preparing the funds for buying a house, and they know nothing about the specific situation of the house, but this form is definitely wrong. So how can we find out which school district the community belongs to? What should I pay attention to when handling residential housing loans?

How to find out which school district the community belongs to?

1, go to the district education bureau or the school to ask.

2. Search the Basic Education Section of each district education bureau.

3. Every year in May and June, each school will publish the enrollment brochure in official website and print it and post it at the school gate. You can understand it after reading it carefully. If you can't confirm it because of geographical reasons, you can call the school directly and ask the principal or the admissions office to solve it.

4. Check the primary and secondary schools within the jurisdiction of the local police station.

What should I pay attention to when handling residential housing loans?

First, the borrower must have conditions.

Even if you have a house as collateral, it doesn't mean you can apply for a house loan, because a house loan needs the borrower's income, credit and repayment ability, and you must meet all its conditions before you can successfully apply for a loan.

Second, you must have a real estate license.

If you want to use a house as a mortgage loan, you must first have a house ownership certificate. If your house itself is a small property right house without real estate license, or the real estate license has been mortgaged to other banks, then you can't apply for real estate mortgage loan.

Three, the application materials must be true.

When applying for a personal housing loan, the bank will generally ask you to provide economic ID card, household registration book, marriage certificate and other materials. What you need to do is to ensure the authenticity of these materials. Don't think that it's okay to submit these materials, and don't think that the bank won't check your information carefully. If your information is untrue, your loan will be affected.

Fourth, multi-person property requires the consent of all people.

If the house is owned by one person, only one person needs to agree to use the house as a mortgage. However, if the house belongs to more than one person, the owner of the house is required to agree to the mortgage before the house can be used as collateral, because if someone does not agree to the house, the house cannot be bought or sold.

5. Pay attention to mortgage registration.

After the completion of the house loan, you must remember to register the house mortgage, mainly to prevent the seller from using your house for remortgage and ensure the ownership of your house in a fair way. In addition, after paying off the house loan, remember to cancel the mortgage registration.

I know how to find out which school district the community belongs to. What problems should be paid attention to when handling residents' housing loans? The location of the inquiry is not very complicated. There are many methods to choose from, but you can actually operate well by reading more. However, it is definitely not enough to focus only on the location of the school district. The key point is to realize the conditions of buying a house by yourself, so as to have it completely. Otherwise, even if you know better, there will still be a lot of problems waiting for you.