Case: Mr. Chen, with an average monthly salary of 5,000 yuan, finally bought a house. Although the area is not large, it is enough for him who is single. I worked in Jinan for 6 years and saved nearly 200,000 down payment. At first, his family suggested that he buy a small three-bedroom apartment so that he wouldn't have to change houses after he got married. However, due to limited funds, considering the pressure of monthly supply and the cost of living in the future, he bought a small apartment on the east side of Huayuan Road. There are direct buses around the property, and the living facilities are relatively mature. It not only meets his current needs, but also controls the total price.
Tips: Rigid demand is suitable for buying a house within your own ability. When buying a house, we should not only consider the comfort of life and the practicality of the house, but also consider our own affordability. Although under the current purchase restriction, many people advocate one step in place, but one step in place depends on their own ability. According to the ratio of monthly payment to pre-tax monthly income, monthly payment should not exceed 25%-30% of total monthly income. If it is higher than this ratio, buy a small house first, and then change to a big house when the funds accumulate to a certain extent. This is also a good home purchase plan.
way
One step at a time, take a long-term view
Case: "Now the policy is more and more strict, and the pressure to buy a second suite is even greater in the future. Anyway, I live by myself and simply buy a large apartment, saving the trouble of changing a small room into a big room in the future. " Mr. Mo, who is looking at the house in Shunxing Oriental (Forum) project, said that although only he and his wife live in the house at present, considering that there will be children in the future, parents will occasionally come to Jinan to live, and finally decided to buy four rooms in one step. In this case, such home buyers often pursue buying a big house in one step.
Tips: Policy constraints have brought changes to buyers' buyers. Considering the down payment pressure and interest rate of buying a second house in the future, most of these people consider a simple step. However, we should also carefully consider it in one step, and choose the appropriate huxing and lots according to the total price. Generally, the total house payment in one step is relatively high, mostly exceeding 1 ten thousand. Such groups can choose comfortable two-bedroom and practical three-bedroom apartment in the high-end area of downtown 1.20 square meters, comfortable three-bedroom apartment in the emerging area 1.30 square meters, or four-bedroom and five-bedroom apartment in the suburb 1.40- 1.60 square meters. The whole family gets together and enjoys family happiness.
way
You can also sell it and buy it.
Case: Mr. Fan, a property buyer, currently owns two properties, a 1 house in the downtown area and a commercial house with an area of about 120 square meters in the high-tech zone. "There is a popular word called' Home Ownership', which means to buy a house and let yourself live for a lifetime. The surrounding facilities and leisure facilities are complete and the environment is beautiful. " Mr. Fan said, "I'm going to find a big community along the tourist road and buy a new house with an area of 150- 160 square meters. I thought about it, I can sell the remodeled house, so I only have one suite, and I also have the funds to buy a house. "
Tips: Many improved property buyers are restricted from buying new houses because they have two properties under their names. In this case, selling the old and buying the new can avoid constraints. Jinan purchase restriction order is determined according to the real estate currently owned by the family. If the property has been sold and is not in the family name, then you can buy a new house and take care of some families with improved needs. For some citizens who already own two or more apartments but want to improve their living, it is better to sell one or even two apartments to buy a new house.
way
If it doesn't work in the city, leave the city.
Case: As an improved investor, Ms. Liu's intention to buy a house is very clear, which is ideal for buying a house and considering the price. She told reporters that although after several years of capital accumulation, the hand is a bit loose, but still locked the area of buying a house in the suburbs with relatively low housing prices. "Even if we buy a house in the city center, we can cope, but the key is that we may not be able to meet our housing change needs. The most important thing is that we can't spend all the money at once. Family expenses such as children's schooling and pension are waiting for us. " According to the actual situation of their families, they are optimistic about Tang Ye New District. The house price in the region is basically in the prefix of "6", the surrounding environment is also good, and the overall planning is perfect.
Tips: As an improvement of buying a house, the funds on hand are slightly looser than those just needed by buyers, but buying a house should not be sloppy. Before buying a house, you should make a detailed budget for yourself and look at the houses in the corresponding price area according to your actual ability. The total price and monthly pressure in the city center are too great, so you can go to the suburbs to have a look. Now the process of urbanization in Jinan is accelerating day by day, so we can choose some potential areas with advanced municipal planning. Do what you can, not blindly.
Case: Mr. Chen, with an average monthly salary of 5,000 yuan, finally bought a house. Although the area is not large, it is enough for him who is single. I worked in Jinan for 6 years and saved nearly 200,000 down payment. At first, his family suggested that he buy a small three-bedroom apartment so that he wouldn't have to change houses after he got married. However, due to limited funds, considering the pressure of monthly supply and the cost of living in the future, he bought a small apartment on the east side of Huayuan Road. There are direct buses around the property, and the living facilities are relatively mature. It not only meets his current needs, but also controls the total price.
Tips: Rigid demand is suitable for buying a house within your own ability. When buying a house, we should not only consider the comfort of life and the practicality of the house, but also consider our own affordability. Although under the current purchase restriction, many people advocate one step in place, but one step in place depends on their own ability. According to the ratio of monthly payment to pre-tax monthly income, monthly payment should not exceed 25%-30% of total monthly income. If it is higher than this ratio, buy a small house first, and then change to a big house when the funds accumulate to a certain extent. This is also a good home purchase plan.
way
One step at a time, take a long-term view
Case: "Now the policy is more and more strict, and the pressure to buy a second suite is even greater in the future. Anyway, I live by myself and simply buy a large apartment, saving the trouble of changing a small room into a big room in the future. " Mr. Mo, who is looking at the house in Shunxing Oriental (Forum) project, said that although only he and his wife live in the house at present, considering that there will be children in the future, parents will occasionally come to Jinan to live, and finally decided to buy four rooms in one step. In this case, such home buyers often pursue buying a big house in one step.
Tips: Policy constraints have brought changes to buyers' buyers. Considering the down payment pressure and interest rate of buying a second house in the future, most of these people consider a simple step. However, we should also carefully consider it in one step, and choose the appropriate huxing and lots according to the total price. Generally, the total house payment in one step is relatively high, mostly exceeding 1 ten thousand. Such groups can choose comfortable two-bedroom and practical three-bedroom apartment in the high-end area of downtown 1.20 square meters, comfortable three-bedroom apartment in the emerging area 1.30 square meters, or four-bedroom and five-bedroom apartment in the suburb 1.40- 1.60 square meters. The whole family gets together and enjoys family happiness.
way
You can also sell it and buy it.
Case: Mr. Fan, a property buyer, currently owns two properties, a 1 house in the downtown area and a commercial house with an area of about 120 square meters in the high-tech zone. "There is a popular word called' Home Ownership', which means to buy a house and let yourself live for a lifetime. The surrounding facilities and leisure facilities are complete and the environment is beautiful. " Mr. Fan said, "I'm going to find a big community along the tourist road and buy a new house with an area of 150- 160 square meters. I thought about it, I can sell the remodeled house, so I only have one suite, and I also have the funds to buy a house. "
Tips: Many improved property buyers are restricted from buying new houses because they have two properties under their names. In this case, selling the old and buying the new can avoid constraints. Jinan purchase restriction order is determined according to the real estate currently owned by the family. If the property has been sold and is not in the family name, then you can buy a new house and take care of some families with improved needs. For some citizens who already own two or more apartments but want to improve their living, it is better to sell one or even two apartments to buy a new house.
way
If it doesn't work in the city, leave the city.
Case: As an improved investor, Ms. Liu's intention to buy a house is very clear, which is ideal for buying a house and considering the price. She told reporters that although after several years of capital accumulation, the hand is a bit loose, but still locked the area of buying a house in the suburbs with relatively low housing prices. "Even if we buy a house in the city center, we can cope, but the key is that we may not be able to meet our housing change needs. The most important thing is that we can't spend all the money at once. Family expenses such as children's schooling and pension are waiting for us. " According to the actual situation of their families, they are optimistic about Tang Ye New District. The house price in the region is basically in the prefix of "6", the surrounding environment is also good, and the overall planning is perfect.
Tips: As an improvement of buying a house, the funds on hand are slightly looser than those just needed by buyers, but buying a house should not be sloppy. Before buying a house, you should make a detailed budget for yourself and look at the houses in the corresponding price area according to your actual ability. The total price and monthly pressure in the city center are too great, so you can go to the suburbs to have a look. Now the process of urbanization in Jinan is accelerating day by day, so we can choose some potential areas with advanced municipal planning.
(The above answers were published on 20 17-06- 12. Please refer to the actual situation for the current purchase policy. )
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