Wing payment is very strict about borrowing at will. When applying for a loan, the system will review the applicant and will be based on the applicant's personal credit information. If there are bad records such as overdue or high debts in personal credit information, it naturally does not meet the conditions for Wing Pay to borrow at will, resulting in the line not being lent.
First, wing payment can be opened at will.
Wing Payment Sweet Orange Credit Loan Service is applicable to Tianyi payment customers nationwide, but all the following conditions must be met before entering the free loan application page:
1, real-name customers of Wing Payment Telecom bring debit cards.
2. Age 18-55 years old.
3. Telecom number access time > =3 months. For example, a customer logged in on May 20, 20 15, and only on August 20, 20 15 was he eligible to log in.
4, sweet orange integral > 350.
Because Wing Pay lends money to banks at will, applications with poor credit information are basically rejected every second, and will be repaid on time after the loan is successful.
Second, after the loan exemption application is successful, Wing Payment cannot be closed.
There is no cost if you don't borrow money, so there is no need to close it. The city's Gigabit, C debut. 5G double gigabit package, 1000M broadband, 60G traffic for the whole family * * *, details can be found in the telecom online business hall.
Wing payment is a very good loan product. Many people have the habit of using wing payment. The amount is not high, but it is more than enough to meet the basic consumer demand. Wing payment has a strong background. It is a legal and formal product launched by China Telecom to provide people with loan services. The higher the user's sweet orange score on Tianyi Credit Information, the higher the loan amount, similar to Alipay's sesame credit score. "Sweet orange score" mainly relies on massive data and core technology. Tianyi Credit Information uses a variety of big data analysis technologies to make a comprehensive evaluation from five dimensions: historical credit, account level, repayment ability, behavioral preference and social relations, thus obtaining the "sweet orange score" of users. At present, China Telecom's free credit loan products have been gradually launched in 3 1 provinces and cities, providing users with such small loans of 00-2,000 yuan, which can be repaid in installments, making it more flexible and convenient.