Buying a house on impulse is also controversial.
Last year, because he was not familiar with the situation in Dongguan, Mr. Liu quickly subscribed for a house and paid a deposit after listening to the brief introduction of the regional prospects by the intermediary. After returning home, Mr. Liu asked people familiar with the real estate market about the property and the surrounding facilities and environment. He felt that the housing did not meet his own needs, asked for a refund of the deposit, and had a dispute with the housing enterprises. Such a situation is not uncommon in the property market. Because the "deposit" is not a "deposit", it is difficult to return it after settlement. Therefore, many property buyers are impulsive and regret it, often losing tens of thousands of yuan in deposits.
This situation may be less and less in the market in Dongguan in the future. Since today, Dongguan has promoted the use of "Dongguan commercial housing subscription book (Model)" in the real estate market, and its terms stipulate that "there is no reason to cancel the decision within two days", which means that buyers can cancel the decision within two natural days when they subscribe for a house in this property with the model of "Subscription Letter".
The industry believes that under the influence of the property market regulation policy, Dongguan buyers have become more and more rational, but disputes in the real estate market still exist. In the period of market depression, in order to promote the sales of real estate, various promotional means can easily make buyers regret after buying a house on impulse.
Dongguan Housing and Construction Bureau said that the chaos in the real estate market increased last year. Some development enterprises and intermediaries collect advance payment without obtaining the pre-sale certificate, publish false advertisements, speculate on rising house prices, create a tense atmosphere of housing, evade the housing purchase restriction policy, split the sales contract and other unfair business practices, and the relevant letters and complaints are on the rise. 20 18, Dongguan Housing and Construction Bureau accepted real estate complaints 1860, an increase of 23.98% over 20 17.
185th floor obeys "two days without reason"
Yesterday, Dongguan Real Estate Association held the launching and awarding ceremony of "Dongguan Real Estate Enterprise Integrity Alliance", and the first batch of real estate enterprises formally joined the Integrity Alliance. The reporter learned that at present, there are 50 real estate enterprises that have joined the alliance, with *** 185 real estate, among which Vanke, Country Garden, Poly, Zhonghai, Hyde, Everbright and other well-known brand real estate enterprises have joined the integrity alliance, and these enterprises will use the subscription book with a unified model to develop real estate and buy a house for "two days without reason".
Dongguan Housing and Construction Bureau said that the current subscription mode is that developers use it voluntarily. For those who voluntarily adopt the subscription mode and join the "Dongguan Real Estate Enterprise Integrity Alliance" proposed by Dongguan Real Estate Association, Dongguan housing construction department will implement the "supporting excellent" policy and incentive measures, implement differentiated supervision on the pre-sale payment policy of commercial housing, and give preferential treatment to real estate enterprises that join the integrity alliance.
Avoid impulsive consumption to buy a house and reduce withdrawal disputes.
According to the introduction of the Municipal Bureau of Housing and Urban-Rural Development, in reality, there are cases where property buyers subscribe impulsively, ask to cancel the contract afterwards, or disputes over the cancellation of the contract are caused by irregular sales behavior of development enterprises. The popularization of the model subscription book will play a certain role in correcting the irregular contract behavior of development enterprises.
In addition, the Dongguan Housing and Urban-Rural Development Bureau also reminded that development enterprises that use the model subscription book shall not sign a supplementary agreement with the buyers to change the substantive terms of the subscription book; However, if there is no agreement or unclear agreement with the buyers in the Model Subscription Book, the supplementary agreement cannot change the substantive terms of the Model Subscription Book.
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Official interpretation: the model subscription book clarifies the rights and obligations of buyers and sellers.
According to the relevant person in charge of the Municipal Housing and Construction Bureau, some domestic enterprises have introduced "no reason to return a house", but the operation is more troublesome and the refund time is longer. The "two-day retirement without reason" implemented in Dongguan this time is an innovative practice promoted by relevant departments in the city.
The relevant person in charge of the Municipal Housing and Construction Bureau said that there are three main highlights in the subscription book model:
First of all, clarify the rights and obligations of buyers and sellers. Clarify the important information in the basic situation of commercial housing, such as land use, housing planning use and so on, which are easily overlooked or misled, so as to urge buyers and sellers to fully negotiate and complete the transaction on the basis of voluntariness and equality, and put an end to the "overlord clause".
Second, innovative implementation of "no reason to retire in two days". By setting that "Party B (the purchaser) can propose to cancel the subscription book and return the deposit in written form within two natural days from the signing date of the subscription book, and if the two parties have not signed the commercial housing sales contract, Party A (the real estate enterprise) shall cancel the subscription book and return the deposit", it is also stipulated that the real estate enterprise will return the deposit within 20 working days from the application date of the purchaser.
Third, linkage differentiated supervision and industry governance. The Municipal Housing and Construction Bureau said that the formulation of the "subscription book" for commercial housing demonstration is an innovation for relevant departments in Dongguan to explore multi-party governance of the industry.
What can be "retired"?
1. The buyer can cancel this subscription in writing and refund the deposit within two natural days from the date of signing the subscription. If the two parties fail to sign a commercial housing sales contract, the real estate enterprise shall cancel this subscription and return the deposit.
2. If the real estate enterprise fails to sign a commercial housing sales contract with the purchaser within the agreed time limit, the purchaser has the right to cancel this subscription. If the purchaser cancels this subscription, the real estate enterprise shall double the deposit paid by the purchaser (if both parties have supplementary agreement on the signing period of the commercial housing sales contract, such agreement shall prevail).
3. If the real estate enterprise sells the commercial house to a third party separately from the date when the purchaser pays the subscription deposit to the date when this subscription book is terminated, the real estate enterprise shall return the deposit to the purchaser twice.
What can't I "return"?
1. If the purchaser fails to sign a commercial housing sales contract with the real estate enterprise within the agreed time limit, the real estate enterprise has the right to cancel this subscription. If the real estate enterprise cancels this subscription, the deposit paid by the purchaser will not be refunded, and the real estate enterprise has the right to sell the commercial house to others after serving a written notice.
2. When signing the subscription book, the real estate enterprise shall show and explain the commercial housing sales contract (including text and annexes) to be signed in the future to the purchaser, and the purchaser shall clearly understand the main terms and relevant contract risks. After two natural days, the buyer shall not ask to cancel this subscription book on the grounds that he does not understand the contents of the contract.
3. Buyers should make reasonable expectations for the risk that bank mortgage loans cannot be obtained or fully obtained due to the adjustment of bank credit policies. After two natural days, it is not allowed to ask for cancellation of this subscription on the grounds of credit policy adjustment. Where there are supplementary provisions on the payment method of the loan, such provisions shall prevail.