How about a small wallet? Will the application for small wallet be reviewed by telephone?

With the development of the Internet, in recent years, many people will consider peer-to-peer lending as an emergency when they continue to use money. Online lending is convenient and fast, which can greatly meet the needs of different groups of people for funds. At the same time, there are many platforms for borrowing money on the Internet. Of course, when we borrow money, we are all concerned about the security of the platform, which involves our vital interests. So, what about the small money set meal? Let's get to know each other.

First, how about a small purse?

Xiaohua Wallet will also report the overdue information of the borrower to some private credit reporting agencies.

The application amount of Xiaohua is generally between 654.38+0-200,000 yuan, and the service period is 654.38+0-36 months. Applicants should be 22-55 years old, have worked for more than half a year and have a good credit record. If they want to increase the quota, they can pass the certification of social security or provident fund.

The information required for the application includes identity information, mobile phone information, credit report, provident fund, social security, bank card, etc. Generally, the loan will be released within 1 day after the application is approved, with a monthly interest of 0.78%.

2. Will the application for Xiaohua Wallet be reviewed by telephone?

At present, the review mechanism of many lending products is similar. Some platforms will call users or other contacts, and most people are unwilling to do so, thinking that this is a kind of harassment. In fact, unless there are special circumstances, you will not call the user, and Xiaohua wallet will also be audited by phone. As long as you have no problem, there is nothing to be afraid of. The review time of Xiaohua wallet will be evaluated according to the information submitted by the user. Generally, you will be given a credit line within 5- 10 minutes. In case of rush hour, the processing speed of system audit will be delayed. The audit time is very fast, to ensure that your information is true and there is no bad credit situation! Xiaohua wallet passed the background audit after submitting the application. If the information you submit is true and valid, it is human nature that the processing speed of system audit will be delayed during the peak period.

The review time of Xiaohua wallet is generally between 1-3 days.

To sum up, we can know that Xiaohua Wallet attaches great importance to the credit information of borrowers, and will notify some borrowers of their overdue status. For the conditions that can be applied, Xiaohua wallet has similar requirements compared with other lending methods, and has strict regulations on age and credit information. A telephone audit will also be conducted. Under normal circumstances, the review time of Xiaohua wallet will be completed within 1 ~ 3 days.