Preferential policies for college students to buy a house 202 1

First of all, college students need to obtain the qualification of affordable housing and apply for subsidies to buy houses. Before applying, you need to prepare relevant materials, such as ID card, education certificate, and original documents that have passed the qualification examination.

1. Add "right of residence" to the house, and the right of residence will not be affected by factors such as house sale and inheritance.

2. After the 70-year property right of the house expires, it will be automatically renewed.

3. * * * part of the income of the community belongs to the owner. The income generated by the construction unit, the realty service enterprise or other managers from the owner shall be owned by the owner after deducting the reasonable cost.

4. If the house has no mortgage, it can be transferred directly. The house has been mortgaged, and the mortgagor, the property owner, can still sell the house. A house with a mortgage can be sold, and the mortgage can go with the house, which means it can be sold together with the mortgage.

5. The lease term shall not exceed 20 years at the longest. The lease term of any property right cannot exceed 20 years, and the excess will automatically become invalid. Relatively speaking, there are few residential leases for more than 20 years.

6. Non-residential space shall not be rented. Kitchen, balcony, storage room, bathroom, etc. Are non-residential spaces. Even after renovation, it can't be used for rent, otherwise it can be fined.

What are the conditions for buying a house?

1, are you qualified to buy a house? Now young people still have to be qualified to buy a house, not a local hukou, and there are certain restrictions on buying a house. Different cities have implemented different programs according to specific conditions.

2. Is the down payment enough? There is a sad saying that buying a house in full last year turned into a down payment this year, which shows that the growth of house prices is so fast. Therefore, whether the down payment is enough determines whether you can buy a house. With the continuous regulation of the country, major banks have raised the down payment interest rate by more than 10% on the original basis.

3. Whether there is a stable income. If you borrow money from a bank, you must repay it regularly and quantitatively every month. So you must have a stable income to support your repayment career for more than ten years. If you can't repay the bank loan regularly, the bank will take back your house, so you can't own your own house.