Common loan fraud:
1. You can get a loan as long as you have an ID card:
You can make the next payment without anything else. Be careful in this situation. After you get your ID card, he may ask you to pay. If you don't pay, you will be threatened to disclose your ID card information.
2. Interest is much lower than general interest:
For example, the "_ loan" that had caused a lot of noise before was the usury of female college students borrowing money, and the weekly interest rate was as high as 30%. And this kind of usury is usually accompanied by violent collection. Once hooked, it is difficult to get out of this vicious circle.
(3) Let people pay back the money before the loan arrives;
Under normal circumstances, the formal online lending platform will not charge any fees before the loan is issued, and the fees such as handling fees and management fees that need to be charged will be clearly marked in the agreement, so that the parties can clearly know that the fees will be charged after the loan is issued successfully. Including major banks to apply for credit cards, no fees will be charged before the card is approved, and relevant fees will be deducted only after the card is approved and activated for normal use. 99% of the people around shouted for help with the loan. They didn't see the credit card and the loan money. If they didn't get the credit card, they had to pay first.