one
The bank urged itself.
One rush, two rush, three rush.
In the first few months, the bank credit card center will call customers regularly to collect the arrears. The first call is usually called a reminder. If the customer does not repay, he will call the customer again within a period of time, commonly known as the second dunning. According to this operation, there are three reminders.
two
Entrust a law firm to remind you
If the customer still fails to repay after repeated collection, the bank will package the dunning business to the law firm, and the law firm will collect the arrears from the customer by sending a lawyer's letter. This process is commonly known as text reminder in the industry.
three
Entrust a debt collection company to forcibly collect.
If the reminder doesn't work, the bank will package the collection business to a professional debt collection company in the society. These debt collection companies are generally labeled as "financial companies" and "consulting companies", and the debt collection function is generally not written into the business scope. The reason why people dare to come to collect debts is mainly because debtors dare not call the police before they owe money. Generally, there are the following forms of forced urging. The first is to call customers for money, but it does not rule out that the staff of debt collection companies are of low quality and threaten customers on the phone. Secondly, it is a door-to-door debt collection, and the staff of the debt collection company will sit in the debtor's home, or even make a noise at the debtor's home or work unit. Moreover, it is not excluded that some low-quality staff will take other means to threaten the debtor.