Property transfer.
Everyone knows what it means to transfer a house. Simply put, it is to turn the owner of the property into another person. For many families, buying and selling a house is a very important thing, because the house is real estate and the amount is huge, which may take decades of savings.
Housing transfer is the last step of real estate transaction, and it is necessary to know the details and calculation process of expenses. So how much does it cost to transfer? Transfer fee calculation process.
How much is the house transfer? First of all, the buyer should pay taxes.
1, deed tax: 65438+ 0.5% of the house price (13% for the area above 44 square meters, 1% for the area below 90 square meters, and it is the first suite).
2. Stamp duty: 0.05% of the house price.
3. Transaction cost: 3 yuan/m2.
4. Surveying and mapping fee: 1.36 yuan /m2.
5. Ownership registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.
2. The seller shall pay 1 tax, stamp duty: 0.05% of the house price; 2. Transaction fee: 3 yuan/m2; 3. Business tax: 5.5% of the total amount (if the real estate license is less than 5 years); 4. Personal income tax: 20% of the profit of real estate transaction or 65438+ 0% of the house price (the real estate license is more than 5 years and the only house is exempt). Deed tax of 3% of the transaction price. Handling fee: transaction fee of 5 yuan/㎡ and registration fee of 550 yuan/set of 3. Stamp duty of 0.5 ‰ of the total transaction price 4. The difference between 30% and 60% of land value-added tax 5. Business tax is 5.55% of the difference, and personal income tax is 6% of the difference.
What is the calculation process of transfer fee? The transfer fee of the house is the purchase price paid according to 1%, which is the deed tax; The same is true of income tax; Then the handling fee is 6/ flat of the house; Property registration fee 80; The housing appraisal fee is 0.5% of the appraisal amount.
These combinations are the fees that need to be paid, and these are the housing transfer fees. How much does it cost to transfer the house in Bian Xiao? What about the arrangement of the house in the transfer fee? Many people will transfer their houses for the needs of daily life, and the transfer of houses needs to pay certain formalities and other expenses. Therefore, you may wish to know before the transfer, and figure out how much it will cost to avoid spending unnecessary money.
When buying a house, both parties need to handle the transfer. If the second-hand house is transferred, you should pay attention to the transfer fee. The fees paid by buyers and sellers are different, depending on the specific local tax policies. What is the transfer fee for 1 10,000 second-hand houses? Here is a detailed introduction to the transfer fee.
The transfer fee of second-hand houses is mainly composed of deed tax, individual tax and value-added tax. The following are the tax rates.
Deed tax: the first suite is 90 flat and below 1%, and the first suite is 90 flat and above1.5%; Second suite 90 flat and below 1%, 90 flat and above 2%; Families with three or more suites don't need to look at the area, but directly 3% (this deed tax policy does not apply to Beijing, Shanghai, Guangzhou, Shenzhen and Changsha).
Personal income tax: individual tax is generally calculated at 1%.
Value-added tax: the total rate of value-added tax is 5.5%, 5% is value-added tax and 0.5% is additional tax.
As can be seen from the above, the deed tax and individual tax of the first suite are relatively small, and the highest tax rate is value-added tax, reaching 5.5%. However, the conditions for exemption from value-added tax are also well met, and only the trading room can be used for two years. If the transaction house is the only house of the landlord's family for five years, then it can be exempted from value-added tax and personal income tax, and only need to pay deed tax.