It is understood that if there is an online loan showing that the bank card is wrongly frozen, and then the online loan APP cannot be opened for a few days, it may be a routine loan phenomenon. Routine loans mainly aim at illegal possession and infringe on the property interests of the broad masses of the people. I suggest that if this happens, we must take up legal weapons in time to safeguard our rights and interests.
First, online loans show that bank cards have been wrongly frozen. What is the reason why the online loan app can't be opened?
Online loan shows bank card freezing error. After a few days, the online loan app could not be opened. It may be a regular loan. Routine loan is for the purpose of illegal possession, under the guise of private lending, to induce or force victims to sign loans or disguised loans, mortgages, guarantees and other related agreements, and to form false creditor's rights and debts by falsely increasing the amount of loans, maliciously creating defaults, arbitrarily identifying defaults, and destroying repayment evidence. And through litigation, arbitration, notarization or the use of violence, threats and other means. For the crime of "routine loan", if there is evidence that more than three people form a relatively strict and fixed criminal organization, and commit the crime of routine loan in a premeditated and planned way, and have formed a criminal gang, it should be recognized as a criminal group. The essence of routine loan is fraud under the guise of private lending.
Second, what is online lending?
Online lending is the abbreviation of peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. Peer-to-peer lending refers to the direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly. Up to now, there are about 350 active platforms, and by the end of April 20 15, the total number has reached 3054. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Risks in peer-to-peer lending jointly issued the Notice on Strengthening the Construction of Credit Information System in peer-to-peer lending to support peer-to-peer lending institutions in operation to access the credit information system.
As can be seen from the above, routine loan is a criminal act. If there is a phenomenon of routine loan, you must call the police in time to avoid property losses.
Has the installment payment been settled? The app can't be opened.
The APP of the staging platform cannot be opened and should not be closed. It is the platform that deliberately prevents users from logging in and repaying. In this way, there will be additional expenses such as interest after the deadline. In this case, you should call the police in time, communicate with relevant lawyers, and safeguard your legitimate rights and interests through legal means.
I. Relevant laws and regulations of peer-to-peer lending
Article 668 of the Civil Code stipulates that a loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method. Article 25 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases stipulates that if the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except that the interest rate agreed by both parties exceeds four times the one-year loan market quotation at the time of the establishment of the contract.
Second, the address book exploded. What should I do if I send a group message?
1. You can send a group message to relatives and friends to explain that the user lost his ID card a while ago and was cheated by a liar. As a result, I encountered a malicious collection. The user has called the police. Friends who receive similar messages directly ignore them. A final apology will save some rock face.
2. Blackout your favorite mobile phone directly, or set it to automatically reject strange calls and recover later.
Change your number and say goodbye to the past once and for all.
4. Call the police or report to the accounting office. At present, the Financial Office is vigorously rectifying cash loans, especially after the "7 14 anti-aircraft gun" was exposed at the 3 15 party, this bad collection will be reported once.
As mentioned above, if the online loan of the formal platform is overdue, you can negotiate with the other party to postpone the repayment, or you can write a renewal letter. You can use some items as collateral to complete the repayment and return them at maturity, otherwise the other party may sue. Creditor's rights and debts formed between individuals are protected by law. If the debt cannot be repaid for personal reasons, the other party may bring a lawsuit to the people's court for repayment. abstract
Is installment easy to go bankrupt? App can't open the problem.
Hello, I'm looking for you here. Please wait a moment, I'll get back to you right away ~ answer!
The APP of the staging platform cannot be opened and should not be closed. It is the platform that deliberately prevents users from logging in and repaying. In this way, there will be additional expenses such as interest after the deadline. In this case, you should call the police in time, communicate with relevant lawyers, and safeguard your legitimate rights and interests through legal means.
I. Relevant laws and regulations of peer-to-peer lending
Article 668 of the Civil Code stipulates that a loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method. Article 25 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases stipulates that if the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except that the interest rate agreed by both parties exceeds four times the one-year loan market quotation at the time of the establishment of the contract.
Second, the address book exploded. What should I do if I send a group message?
1. You can send a group message to relatives and friends to explain that the user lost his ID card a while ago and was cheated by a liar. As a result, I encountered a malicious collection. The user has called the police. Friends who receive similar messages directly ignore them. A final apology will save some rock face.
2. Blackout your favorite mobile phone directly, or set it to automatically reject strange calls and recover later.
Change your number and say goodbye to the past once and for all.
4. Call the police or report to the accounting office. At present, the Financial Office is vigorously rectifying cash loans, especially after the "7 14 anti-aircraft gun" was exposed at the 3 15 party, this bad collection will be reported once.
As mentioned above, if the online loan of the formal platform is overdue, you can negotiate with the other party to postpone the repayment, or you can write a renewal letter. You can use some items as collateral to complete the repayment and return them at maturity, otherwise the other party may sue. Creditor's rights and debts formed between individuals are protected by law. If the debt cannot be repaid for personal reasons, the other party may bring a lawsuit to the people's court for repayment. answer
Easy seconds can't be opened by platform.
Easy-second loan platform can't be opened because Easy-second loan is a black online loan platform, which is suspected of usury and has been illegally removed. It is recommended to report the case to the public security organ for handling.
Why can't the fake online loan platform APP be opened?
This may be due to the following reasons:
1. Customer's login name, login password and verification code are entered incorrectly. Suggest the customer to check it again and re-enter. If you forget your login password, you can only click "Forgot Password" to reset your password, and then log in again.
2. The network connected to the mobile phone is not good. Suggest a better network connection, and then try to log in, which should be able to log in smoothly.
3. The online loan APP has failed, and it may be being upgraded and repaired, so it is temporarily impossible to log in. Customers can wait patiently for a while first. Of course, in order to avoid overdue due to missing the repayment deadline, it is best to consult the platform customer service and ask about the situation.
4. the platform closed down and the APP was removed. In this regard, the customer can no longer log in. If the customer has not paid off the loan, he can only find another channel to repay the loan (even if the platform stops operating, it does not mean that the customer cannot repay the loan. The platform may collect the loan before rectification, but it may only let the customer repay the principal).