Second, look at what you said, 1 month, get the key? Did you buy this house as an auction house? This involves the second question. The State Council prohibits the transfer of faster houses, and houses without real estate licenses belong to faster houses. If a house sales contract is signed, the contract will be invalid and the court will not support it. You are at a relative disadvantage. There is such a risk in buying this kind of house. Once one party breaches the contract, the rights and interests of the other party can hardly be protected by law. If this is the case, I suggest you discuss with the owner how to continue to perform the contract. If it's really embarrassing, take 30 thousand, that's all. I wonder if the real estate license has come down now. If yes, it is estimated that the effectiveness of the contract can be determined and the effective conditions have been met. I have never heard of the actual case of the intermediate real estate license, but if so, it is really a lawsuit. I suggest you have a look.
Third, if it is not an auction house, from the perspective of contract law, the court generally advocates the protection of goodwill. Unless the contract cannot be performed, it will support the continued performance of the contract. Therefore, the court should support your claim to continue to perform the contract. But you should pay attention to the trend of the house. If the owner transfers the house, the contract cannot be continued. We can only discuss the liability for breach of contract according to the contract and lose money. In order to prevent this, we can only be prepared to seal up his house at any time so that he can't trade. In this way, if you want to continue to perform the contract, you will be guaranteed.
Fourthly, his wife argued that the contract was invalid because she didn't know. The reason is far-fetched. You are a bona fide third party, because you can't know the situation of his family, and the house price also belongs to the market price. Even if there is a problem, Li will take responsibility first, and then he will take responsibility for her lover. At this point, the court is likely to support you. Of course, it would be better if there is evidence to prove that his wife knows, such as the testimony of the intermediary. Signing a contract according to reason usually requires him to show proof that his spouse agrees to sell. I don't know why you didn't do it then.
Fifth, I don't know how much money he borrowed, and how can the interest on prepayment be more than 10 thousand? Generally, there is no penalty for normal prepayment. From the perspective of alleviating the problem, we can look at the specific costs and then negotiate to solve them. This will silence the host. Now, if you can continue to perform the contract for several thousand yuan, I think it is much more suitable than going to court, and there are costs in going to court. Of course, you also need to think about how to negotiate. It depends on the owner's appearance, such as paying some money, but he will deliver the house to you first and let you get the right to use it first, whether it is decorated or not, so you can still take the initiative, otherwise you will be passive. As it is now, I guess you don't have anything from him. Although you are angry to meet such a host, the most important thing is that you have to get married. Don't get angry for thousands of dollars. I suggest you weigh how to solve it.
By the way, if you have any original that can hinder the owner's transaction, it may also be a bargaining chip between you and the owner (at least to reduce the probability that the contract cannot be fulfilled due to the property transfer), you should take good care of it, and finally wish you all the best!