What's the difference between entering a house and borrowing it?

1. What's the difference between entering a house and borrowing it?

I entered the house because of my own needs, and its legality and rationality are difficult to judge, but the purpose of entering the house is very clear, that is, entering the house.

Buying a house with a loan needs to be applied to the owner of the house, and the application result is not easy to judge, and the purpose of buying a house with a loan is not easy to judge.

Both are active, but borrowing a house is also passive, depending on the decision of the owner. This is the difference between entering a house and borrowing it.

2. Which banks in Shanghai can lend money? Small and medium enterprises!

Conditions for Shanghai SMEs to apply for banks: 1) The enterprise has been established for at least three years; Having a fixed business place; 2) The enterprise is in good financial condition; The invoice amount of the enterprise for half a year is 6.5438+0.5 million. ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ I especially remind you that if your enterprise can't meet the loan requirements, you can use the factory or real estate as collateral to obtain a loan, and attach detailed personal income certificates and recent financial statements. I believe the percentage of loans will increase. ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ They have good cooperative relations with more than 20 banks in China, including China Industrial and Commercial Bank. One loan helps you evaluate matching institutions for free, and helps you choose loan products with the lowest interest rate and the highest amount, without charging any fees. Fast loan application channel-quickly solve the financial problems of small and medium-sized enterprises and individuals. Amount: 0.5-50,000 yuan.

3. Where is the best place to travel and get married in China?

165438+ October, domestic tourism has entered winter. Winter tourism mainly chooses north and south directions. When considering a honeymoon trip, the atmosphere must be warm and romantic. Travel options are: 1, and Harbin is in 1 1. At this time of the year, it has begun to snow in Yabuli, and no friends who have come to the north have spent a white and romantic ice and snow trip together. In tourism projects, dog sledding, dog sledding and snowboarding can be provided here. Another point is that it is located in the forest area, where there are many villa-style hotels to provide rest, which is very eye-catching. 2. Choose to go to Haikou and Sanya in the south to avoid the cold. Mainly Hainan can swim and dive in the sea to experience the depth of feelings. 3. Choose traditional tourist destinations such as Taihu Lake and Suzhou around Wuxi in the south of the Yangtze River. However, try to choose when the flowers are in full bloom near the Spring Festival. More importantly, there is a love memorial hall of Yuelao Temple on the pearl at the source of Taihu Lake in Wuxi. After all, the old red line wears:) First, if you choose Sanya. Mainly considering that the whole island of Hainan is still in summer, traveling to Hainan is suitable for offshore diving and emotional tourism. You can consider traveling around Suzhou and Wuxi: D 1 itinerary: Suzhou suggestion: 1, and get off at Suzhou station. Suzhou is the most important private garden in Jiangnan. Zhuohe Canglang Pavilion is one of the four famous gardens in Suzhou and a world cultural heritage. The scenic spots are of high grade and small scope, suitable for the elderly and families to travel and avoid overwork. 2. Take Zhuo Zhengyuan as an example. You can take the 1 bus from Suzhou Railway Station, get off at Humble Administrator's Garden Station, and go to the last Imperial Wangs' home. The name is taken from: building a house, planting trees, and irrigating the garden with porridge and vegetables, which is also the ear of the minister. 3. Tickets for Humble Administrator's Garden are divided into peak season tickets and off-season tickets. Ticket/person; Off-season ticket 80 yuan/person. D2 trip: Zhouzhuang 1, at Suzhou North Bus Station, take a bus to Zhouzhuang. Admission: 14.5 yuan/person, about 2 hours to Zhouzhuang. The current ticket price of Suzhou Auto Zhouzhuang is 100 yuan/person. After arriving at Zhouzhuang, pay attention; Be sure to live in Zhouzhuang Scenic Area! Don't live outside the scenic spot. Signs that distinguish the inside and outside of the scenic spot: In the scenic spot, you can visit the accommodation problems and prices of people in Jiangnan water town once. The price outside the scenic spot is similar and not expensive. Bargain to a standard room in 60 yuan. At Zhouzhuang Bus Station, you can choose to take a bus to Shanghai or go back to Guanqian Street in Suzhou, which is the most prosperous place in Suzhou. As the saying goes; Beijing is the head and Suzhou is the girl. At the Deyuelou Hotel in Guanqian Street, you can choose to eat with the whole family, a century-old brand in Suzhou. Price is high. It is one of the four famous gardens in China and a classic in Suzhou gardens. Humble Administrator's Garden is located in the northeast street of the northeast gate of Suzhou ancient city. The park covers an area of about 4. 1 hectare (excluding the management and garden area of about 0.67 hectares). In the fourth year of Ming Dynasty (AD 1509), it was founded by Wang. In the next 400 years, the vicissitudes of life changed dramatically, and the original seamless garden evolved into three separate gardens with their own patterns. Zhouzhuang Town, a small town in Zeguo, is a quaint, clean and quiet place because of the river. It is a typical "small bridge and flowing water family" in Jiangnan. Although it has experienced more than 900 years of vicissitudes, it still completely retains the original style and pattern of the ancient water town, just like a pearl embedded in Dianshan Lake. The most famous scenic spots in Zhouzhuang are Fuan Bridge, Shuangqiao and Shenting. Fuan Bridge is the only three-dimensional bridge building in the south of the Yangtze River. Shuangqiao is formed by connecting two bridges, with unique shape; Shenting is a quadrangle with A Qing style, with rigorous overall structure and different local styles. In addition, there are religious sites such as the Taoist Temple of Procedure and Quanfu Temple. Bridges and streets in the town are connected, houses are built by the river, boats are swaying and green shadows are dancing. Tourists who return to simplicity can't help chanting: Wu depends on Wu, and Wu Zhongzhou is good at going abroad. The river in Guzhen District is well-shaped, houses are built by the river, and streets are built by the water. There are 14 ancient bridges built in Yuan, Ming and Qing dynasties on the river. Wu Guanzhong wrote that "Huangshan is the beauty of mountains and rivers in China, and Zhouzhuang is the beauty of water towns in China", and overseas newspapers called Zhouzhuang "the first water town in China". Third, consider traveling to Yunnan. 65438+1end of October165438+1beginning of October, traveling to Yunnan is suitable in terms of climate and temperature. During this period, most parts of Yunnan are still changing seasons, and there is little rain. Even before and after the Spring Festival, the lowest temperature is around 5 degrees for more than ten days, and the temperature is kept at 10- 15 degrees most of the time, so it is called the Spring City. General expenses: train sleeper to Kunming-Lijiang 120 yuan, Old Town of Lijiang ticket to Kunming World Expo Park 100 yuan, Dianchi-Daguanlou ticket: 10 yuan, meals and accommodation 80- 120 yuan/day, and the total general expenses are about 1500 yuan/. I worked in Yunnan. There are many mountainous areas in southern Yunnan, and some relatively large dams are mainly concentrated in Kunming and Mengzi. As far as the altitude of the mountain area is concerned, there is no uncomfortable feeling. When you come to Yunnan in winter, you can consider choosing Banna and Lijiang in Yunnan, both of which are suitable. Mainly there are severe winters that are obviously different from those in the north. In addition, there are various ethnic customs and animal and plant resources here. Specific itinerary: D 1 itinerary. From other places to Kunming, you can choose to visit Dianchi Lake-Daguanlou Scenic Area in Kunming. Daguanlou Scenic Spot is known as Sun Ranweng: the first couplet in the world, scenic spot tickets 10 yuan. In addition, there is a bus in front of Kunming Station that can go directly to Kunming Jiebo Park, and the scenic spot ticket is 100 yuan. D2 trip, Kunming-Dali Dali Ancient City is 359 kilometers away from Kunming. The train and bus traffic between the two places is very convenient. In Dali Cangshan Erhai Lake, butterfly spring, the Three Pagodas of Chongsheng Temple, and Foreigner Street are not to be missed. In addition, the representative buildings of the ancient city are simply provided: the three pagodas of Chongsheng Temple are symbols of the history and culture of Dali and ancient Yunnan, and are one of the oldest and most magnificent buildings in the south of China. 196 1 year, the State Council was declared as a national key cultural relics protection unit. Chongsheng Temple was originally located in the west of the Three Pagodas, near Cangshan Mountain, and its gate is about 120 meters away from the main tower of the Three Pagodas. It was built by Wang Quanfeng You (AD 824-859) of the 10 generation of Nanzhao State in the late Nanzhao period. In the middle of Nanzhao, the worship of Buddhism rose, and by the time it was induced, it had won a great victory. There are 3,000 small temples and 800 large temples all over Yunnan. In Dali after Nanzhao, Buddhism is more developed than Nanzhao. Therefore, Dali is known as "the country of Buddhism" and "the country of Miao nationality". After the completion of Chongsheng Temple, it became the center of Buddhist activities in Nanzhao and Dali periods. The "sage" worshipped by Chongsheng Temple is Guanyin. At that time, Guanyin worship in Dali was extremely successful. On the D3 journey, Old Town of Lijiang is a famous historical and cultural city in China and a world cultural heritage, and the shogunate is the "Grand View Garden" of Old Town of Lijiang culture. Since the Yuan Dynasty (1253), the leader of Naxi nationality, inherited the local magistrate of Lijiang, it has been 470 years since Yuan, Ming and Qing dynasties, 22 generations, and has been known as "knowing poetry, writing books, being polite and observing rituals" among the southwest chieftains. The most famous scenic spots and special tourism are: the shogunate is located in the southwest corner of the ancient city, and the Ming Dynasty architecture is full of momentum. Xu Xiake once lamented that the shogunate said that "the beauty of the official room lies in being king". Unfortunately, most of the buildings were destroyed by weapons in the late Qing Dynasty, and the surviving stone archway was also destroyed by the Cultural Revolution (1966- 1976). After three years of careful design and construction by skilled craftsmen in Lijiang, the wooden house reappeared like a phoenix. The wooden house covers an area of 46 mu and its central axis is 369 meters long. The whole building complex faces east from east to west, "welcoming the rising sun and gaining the atmosphere". The word "Yuxiang" written on the wooden archway is the homonym of "reading" in Naxi language, which embodies the spiritual wisdom of Naxi people advocating knowledge. The stone archway is full of stones and has three floors. This is an exquisite stone building in China. The chamber is majestic and spacious, and it is a hall for toasting and discussing politics. Wanjuanlou is the essence of two thousand years' cultural heritage, including thousands of Dongba Scriptures, 100 Tripitaka Scriptures, Gong Liu Tusi poems, and many famous paintings and calligraphy, all of which are treasures of Hanlin and Academy. Temple, also known as the post-parliamentary hall, is the hall where toasts discuss family affairs; Guangbi Building is the gatehouse of the back garden, and its architecture is called "A Store Xi" in history. The nursery is a place where imperial edicts are received and songs and dances are held. Sanqing Hall is the product of Mu Tusi's worship of Taoist spirit. In the depths of Shishan Cooper, there is also a place where Mu Tusi worships heaven, ancestors and nature. Mufu fully embodies the open spirit of Naxi people's extensive multiculturalism. The shogunate is a splendid architectural art garden, which fully embodies the elegant demeanor of the central plains architecture in the Ming Dynasty, while retaining the primitive and rugged charm of the central plains architecture in the Tang and Song Dynasties. The layout of the jade ditch in the mansion is full of flowing water, showing the spirit of Naxi traditional culture. Lijiang ancient music and Naxi music, in addition to popular folk tunes such as "Wenmaida", "Hagege" and "Sanduo Dance", also include large-scale classical music and musical instruments, including flute, clarinet, reed flute, Huang Er, Nanhu and Zhonghu. Lusheng and kouxian, etc. Many of them are imported from the mainland, and originated from the Dong Jing music and Huang Jing music of the Han nationality, which are called Song Music. At present, only the part originated from Dong Jing's music has been preserved. According to legend, after the initial Han chorus spread to Naxi people, it gradually became simple music. The whole song is divided into two major tunes, "Shenzhou" and "Huatong", and is divided into more than 50 minor tunes according to different contents. There are more than 20 kinds of tunes that are often played, such as Water, Capricorn, Happy Year, Auspicious, Bagua Map, Bubugao, Coming Spring, Coming Summer, Coming Winter, Langtaosha and Ten Emotions. Because this kind of music has been widely used in Naxi area for a long time, it has diluted the original delicate and elegant music style of Han nationality and turned into rough and powerful music with strong national color. Lijiang Dayan Naxi Ancient Music Club, which lasted for more than 400 years, was promoted and organized by national musicians to promote Naxi ancient music to the world. Xuanke led the orchestra to perform in Norway, Britain and other places, which made this ancient music glow with new vitality.

4. How about the mortgage of Shanghai Bank? Suitable for SMEs!

Shanghai is a prosperous city in China. Many people live and work here. Many small and medium-sized enterprises often face financing problems and can try to apply for corporate loans. Compared with state-owned commercial banks, the application threshold of city commercial banks is lower. Today, I will introduce the mortgage of Shanghai Bank.

I. Product Description Shanghai Bank's "house-to-house pension loan" is issued to the majority of business owners (including individual industrial and commercial households) and small business customers. As long as you meet the application conditions, you can apply. Application entrance: Online business application and application progress inquiry can be initiated through account opening outlets (account managers), corporate/personal online banking and WeChat Bank. Second, the product features 1 and the mortgage rate is high. The mortgage rate of this product can reach up to 70%, and the loan amount can reach up to100000 yuan, which can meet the needs of most users. Apply for a loan online 24 hours a day for 2.7 days, and get the maximum loanable amount immediately. Get the loan amount within 2 working days after the information is complete. 3. The longest loan period can reach 65,438+00 years, which can be repaid with or without repayment. SMEs can choose according to their own conditions. 4. The daily interest expense is saved by 10000 yuan, and the minimum daily interest is only 10 yuan, so the collateral evaluation fee is exempted and insurance is not required. Third, the application conditions 1, Chinese mainland citizens aged 20 to 65; 2. The continuous operation of the enterprise 1 year or above (inclusive) or the business owner has more than 3 years of industry experience; 3. The enterprise operates normally and has a reliable source of repayment. 4. Other conditions meeting the requirements of Shanghai Bank.