Can banks check customer flow at will?

Banks are not allowed to check each other's customer flow. What banks can see each other is only the customer's credit information system and only the credit situation.

The customer information of each bank is independent and confidential. No one can check your bank information except the Ministry of Justice without your permission. There will be no * * * enjoyment. Bank running bill is commonly known as bank card deposit and withdrawal transaction statement, also known as bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time.

Private account running refers to the bank card (debit card) or bank current passbook in the customer's own name, as well as the transaction list of deposit and withdrawal business with the bank within a period of time.

The operation of corporate account refers to the list of deposit and withdrawal business with the bank in the corporate account of the bank customer "corporate customer" (opening a basic corporate account).

The main forms of bank flow investment: the input is the lender, and the output is the borrower, mainly including card deposit, existing, transfer, salary, renewal fee, online banking transfer, payment for goods, labor fee, etc.

Credit card statement: the transaction record of credit card account is the transaction statement given by the bank to the customer, which can only be regarded as a transaction record, not a bank running record.

Personal credit report is based on the loan records between individuals and banks, and reflects the basic situation of past business transactions. If an individual does not have a credit report, it is difficult to get a loan from a bank.